Automobile

Bodily Injury (BI)- Bodily injury coverage is designed to pay the medical expenses of a person injured by you due to a motor vehicle collision. The minimum required in Nevada is $15,000/$30,000.

Property Damage (PI)- Property damage coverage pays for the possessions of others that you may damage due to a vehicle collision. In Nevada the minimum is $10,000

Uninsured Motorist (UM)- This is designed to protect you and your passengers from the medical expenses that may occur if you are struck by a driver with no insurance.  Coverage in usually identical to BI coverage with an amount per person and amount per accident.

Medical Coverage (Med Pay)- This is no-fault coverage for everyone in your vehicle to help cover medical expenses regardless of who causes an accident.

Comprehensive (Comp)- This coverage repairs or replaces your car in the event of theft, vandalism, weather damage, or any other non-collision loss.  This coverage has a deductible which represent the amount of the repair cost that you are responsible for.

Collision (Coll)- Collision coverage repairs or replaces your vehicle in the event of a collision regardless of who is actually at fault.  This coverage has a deductible which represent the amount of the repair cost that you are responsible for.

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