{"id":1306,"date":"2016-01-07T13:00:29","date_gmt":"2016-01-07T21:00:29","guid":{"rendered":"http:\/\/allnevadainsblog.com\/?p=1306"},"modified":"2016-01-12T16:42:54","modified_gmt":"2016-01-13T00:42:54","slug":"reviewing-insurance-policies-las-vegas-nv","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/reviewing-insurance-policies-las-vegas-nv\/","title":{"rendered":"Perform Your Annual Insurance Review"},"content":{"rendered":"<h3>Checking your coverage and updating your policies are a must-do!<\/h3>\n<p>Welcome to 2016! Now that the new year is here, it\u2019s time to do some reorganizing, restocking, and reviewing! While many people have put \u2018save money\u2019, \u2018lose weight\u2019, or \u2018work less\u2019 on the top of their New Year\u2019s Resolution list, the most looming task is often forgotten about: reviewing insurance policies.<\/p>\n<p>It\u2019s easy (sometimes a little too easy) to fall into complacency when it comes to your insurance coverage. After all, it\u2019s easier to renew than review.<\/p>\n<p>To get into the habit of doing an annual checkup, schedule it for the beginning of the year as it marks a fresh start and the means to continue! Not only does reviewing mean you are finding the best rate for your policy, but it\u2019ll highlight gaps in coverage, missing discounts you\u2019re eligible for, and coverage for additional items.<\/p>\n<p><strong>Additions<br \/>\n<\/strong>Have you converted the barn into a bedroom? Did you receive a high-value piece of jewelry under the tree at Christmas? Is your teenager about to start learning to drive? Any new additions to your home, car, or possessions, should be covered.<\/p>\n<p>A new pool or a renovated kitchen requires your homeowners insurance policy to be updated. As your policy covers expenses to rebuild your home <em>today<\/em>, if the value of your home increases, your insurance needs to, too. Furthermore, a new pool or hot tub increases your liability risk of someone injuring themselves and filing a lawsuit against you. This requires additional coverage.<\/p>\n<p>Similarly, home possessions will be covered by homeowners insurance, up to a certain limit. If your expensive TV, family heirloom\u00a0or sporting equipment exceed this limit, additional personal property coverage must be attained in order for these pieces to be protected.<\/p>\n<p>If you\u2019re driving more miles each day, your auto insurance should be updated. If your teenager is about to learn to drive, he or she will need to be added to your policy!<\/p>\n<p><strong>Discounts<br \/>\n<\/strong>Small changes such as adding a home burglar system to your house may allow you to receive a discount on your homeowners insurance! You may be eligible for substantial discounts on your life insurance if you quit smoking! Review your policy to see where you could be saving!<br \/>\nAre you ready for an overhaul of your policies? <a href=\"http:\/\/allnevadainsblog.com\/contact\/\">Contact<\/a> All Nevada Insurance for all of your Las Vegas, Nevada quality <a href=\"http:\/\/allnevadainsblog.com\/\">insurance<\/a> needs!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Checking your coverage and updating your policies are a must-do! Welcome to 2016! Now that the new year is here, it\u2019s time to do some reorganizing, restocking, and reviewing! While many people have put \u2018save money\u2019, \u2018lose weight\u2019, or \u2018work less\u2019 on the top of their New Year\u2019s Resolution list, the most looming task is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5731,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88],"tags":[1108,90,99,1109,122,490,389,139,96,706,97,140,1110,1111,1112,1113,384,656],"class_list":["post-1306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archives","tag-additional","tag-all-nevada-insurance","tag-auto-insurance-2","tag-best-rate","tag-coverage","tag-discounts","tag-expensive","tag-homeowners-insurance","tag-las-vegas","tag-lawsuit","tag-nevada","tag-policy","tag-possessions","tag-renew","tag-review","tag-reviewing-insurance-policies-las-vegas-nv","tag-save-money","tag-value"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1306"}],"version-history":[{"count":0,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1306\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media\/5731"}],"wp:attachment":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}