{"id":292,"date":"2013-11-22T09:00:00","date_gmt":"2013-11-22T17:00:00","guid":{"rendered":"http:\/\/allnevadainsbl.wpengine.com\/?p=292"},"modified":"2013-11-22T09:00:00","modified_gmt":"2013-11-22T17:00:00","slug":"tips-to-reduce-your-debt-before-the-holiday-season","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/tips-to-reduce-your-debt-before-the-holiday-season\/","title":{"rendered":"Tips to Reduce Your Debt Before the Holiday Season"},"content":{"rendered":"<p>The holiday season is&nbsp;near, bringing forth&nbsp;the idea of what presents to buy for everyone on the list. But the problem is one of saving enough money to buy those presents without driving yourself deeper into debt. Rest assured, you can save money and reduce your debt before it&#8217;s time to buy gifts for everyone. Following are some tips to take into consideration when looking for ways to find money:<\/p>\n<ul>\n<li>Manage your credit cards wisely. Don&#8217;t use more than 30 percent of the balance at any given time, and make as large of a monthly payment as possible. You save money on interest by reducing the principal balance.<\/li>\n<li>In the event you have student loans that are stripping your ability to pay, look into one of the available repayment plans that can reduce the monthly payment. It may be possible to get an income-based repayment plan or an extended repayment plan to make your payments lower.<\/li>\n<li>Identify the debts with the highest interest rates and work on paying them down first. If that&#8217;s too much to tackle, work on paying off the lowest debt first to get them out of the way. Paying off a card can create an incentive to get rid of all debts.<\/li>\n<\/ul>\n<p>The more debt you eliminate now, the better your saving is going to be.<\/p>\n<p>Are you in the market for an insurance policy in the greater Las Vegas area? <a href=\"http:\/\/allnevadainsbl.wpengine.com\/contact\/\">Contact<\/a> <a href=\"http:\/\/allnevadainsbl.wpengine.com\/\">All Nevada Insurance<\/a> today to speak to an agent about your options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The holiday season is&nbsp;near, bringing forth&nbsp;the idea of what presents to buy for everyone on the list. But the problem is one of saving enough money to buy those presents without driving yourself deeper into debt. Rest assured, you can save money and reduce your debt before it&#8217;s time to buy gifts for everyone. Following [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88],"tags":[90,251,252,253],"class_list":["post-292","post","type-post","status-publish","format-standard","hentry","category-archives","tag-all-nevada-insurance","tag-debt","tag-holiday-season","tag-saving"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"TheSph3r3\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.allnevadainsurance.com\/blog\/tips-to-reduce-your-debt-before-the-holiday-season\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"All Nevada Insurance | One Call - 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