If you have college kids in your home, you want to make sure they’re properly covered on your auto insurance. During the school year, when they’re away and living on campus, you don’t need to have them insured as drivers on your car. Once they come home for the summer months, though, covering them is essential. If they’re going to be driving around – and you know they will be – then make sure you have proper coverage. By working with your agent, you can make policy adjustments quickly and easily.<\/p>\n
Generally, you can keep your college kids covered on your insurance year-round. When they go off to school, there’s a way they can be listed but you won’t be charged as much. They aren’t available to drive the car during that time, so there’s no worry about them being at risk of getting into an accident with it. Once they come home for the summer, they’re changed back to a regular driver on the vehicle. That way you’re only paying to insure them when they’re driving, but you don’t need to take them on and off your policy.<\/p>\n