{"id":5931,"date":"2016-02-29T08:55:05","date_gmt":"2016-02-29T16:55:05","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=5931"},"modified":"2016-02-11T10:42:53","modified_gmt":"2016-02-11T18:42:53","slug":"sharing-renters-insurance-las-vegas-nv","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/sharing-renters-insurance-las-vegas-nv\/","title":{"rendered":"Do My Roommates Need Renters Insurance If I Already Have a Policy?"},"content":{"rendered":"

In a shared apartment, an insurance policy may not protect all of you.<\/strong><\/h3>\n

Roommates are often the siblings we never asked for! While there are some roommates that share everything and are great friends, there are others who keep to themselves. Despite this, most roommates are similar when it comes to renter\u2019s insurance. They think that if one of you holds a renter\u2019s insurance policy, the coverage extends to the entire apartment and all of its contents.<\/p>\n

That said, this is a costly misconception. Many renters are distraught to find that the policy only covers the people listed on the policy documents. Therefore, unless both roommates are listed on the insurance policy (or hold two separate policies), you\u2019ll be left vulnerable to financial strain and loss of belongings, should a disaster strike.<\/p>\n

For the basics on sharing a renter\u2019s policy, read on:<\/p>\n