{"id":5984,"date":"2016-04-22T09:00:58","date_gmt":"2016-04-22T16:00:58","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=5984"},"modified":"2016-03-15T14:31:27","modified_gmt":"2016-03-15T21:31:27","slug":"speeding-tickets-auto-insurance-las-vegas-nv","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/speeding-tickets-auto-insurance-las-vegas-nv\/","title":{"rendered":"Does a Speeding Ticket Affect My Auto Insurance?"},"content":{"rendered":"<h3><strong>Unfortunately, traffic tickets can affect your car insurance rates.<\/strong><\/h3>\n<p>Your auto insurer takes many factors into consideration when determining your rate: your age, car make and model, annual mileage, location, and your history of traffic tickets.<\/p>\n<p>More often than not, when you have a driving record stained with moving violations and speeding tickets, your insurance company will view you as a risky driver (rather than just unlucky). If you\u2019re predicted to get into an accident, you\u2019re likely to cost the insurer more money. Therefore, your premiums hike up.<\/p>\n<p><strong>The Impact of Tickets<br \/>\n<\/strong>You\u2019ve gotten your first traffic ticket. Not only do you feel like a bad driver, but you\u2019re faced with a premium increase. It\u2019s impossible to predict exactly how much your insurer will bump the cost up; one company may raise your rates for three years, another may apply a surcharge which will be removed after 12 months of no more tickets.<\/p>\n<p><strong>Severity Counts<br \/>\n<\/strong>While the adjustments to premiums for moving violations vary among insurance companies and the driver\u2019s record, you can expect to see bigger rate increases for more serious violations.<\/p>\n<p>For example:<\/p>\n<ul>\n<li>Driving with a broken headlight is considered a low-impact ticket.<\/li>\n<li>Driving 10mph over the speed limit can have moderate effects on your rates.<\/li>\n<li>A DUI conviction can have severe consequences!<\/li>\n<\/ul>\n<p>Fortunately, safe driving habits will keep you scot-free of tickets! To fully protect your journey on the roads, <a href=\"https:\/\/allnevadainsurance.com\/\">contact<\/a> All Nevada Insurance to learn more about how <a href=\"https:\/\/allnevadainsurance.com\/get-a-quote\/\">auto<\/a> insurance can protect you in Las Vegas, Nevada.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unfortunately, traffic tickets can affect your car insurance rates. Your auto insurer takes many factors into consideration when determining your rate: your age, car make and model, annual mileage, location, and your history of traffic tickets. More often than not, when you have a driving record stained with moving violations and speeding tickets, your insurance [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5989,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[90,99,122,346,96,97,1192,1191,1177,675,1193,1190],"class_list":["post-5984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-all-nevada-insurance","tag-auto-insurance-2","tag-coverage","tag-driving","tag-las-vegas","tag-nevada","tag-severity","tag-speed-limit","tag-speeding-tickets-auto-insurance-las-vegas-nv","tag-tickets","tag-traffic","tag-violations"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=5984"}],"version-history":[{"count":0,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media\/5989"}],"wp:attachment":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=5984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=5984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=5984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}