{"id":5984,"date":"2016-04-22T09:00:58","date_gmt":"2016-04-22T16:00:58","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=5984"},"modified":"2016-03-15T14:31:27","modified_gmt":"2016-03-15T21:31:27","slug":"speeding-tickets-auto-insurance-las-vegas-nv","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/speeding-tickets-auto-insurance-las-vegas-nv\/","title":{"rendered":"Does a Speeding Ticket Affect My Auto Insurance?"},"content":{"rendered":"

Unfortunately, traffic tickets can affect your car insurance rates.<\/strong><\/h3>\n

Your auto insurer takes many factors into consideration when determining your rate: your age, car make and model, annual mileage, location, and your history of traffic tickets.<\/p>\n

More often than not, when you have a driving record stained with moving violations and speeding tickets, your insurance company will view you as a risky driver (rather than just unlucky). If you\u2019re predicted to get into an accident, you\u2019re likely to cost the insurer more money. Therefore, your premiums hike up.<\/p>\n

The Impact of Tickets
\n<\/strong>You\u2019ve gotten your first traffic ticket. Not only do you feel like a bad driver, but you\u2019re faced with a premium increase. It\u2019s impossible to predict exactly how much your insurer will bump the cost up; one company may raise your rates for three years, another may apply a surcharge which will be removed after 12 months of no more tickets.<\/p>\n

Severity Counts
\n<\/strong>While the adjustments to premiums for moving violations vary among insurance companies and the driver\u2019s record, you can expect to see bigger rate increases for more serious violations.<\/p>\n

For example:<\/p>\n