{"id":6174,"date":"2017-01-11T09:00:34","date_gmt":"2017-01-11T17:00:34","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=6174"},"modified":"2016-12-22T14:45:31","modified_gmt":"2016-12-22T22:45:31","slug":"home-insurance-checklist-new-homeowners","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/home-insurance-checklist-new-homeowners\/","title":{"rendered":"Home Insurance Checklist for New Homeowners"},"content":{"rendered":"

The homeowners insurance checklist that new homeowners need. <\/strong><\/h3>\n

Are you in the process of purchasing a home? Perhaps you\u2019re still browsing through potential homes or considering whether to take the plunge. Whatever the case, there are many considerations when looking at real estate. An important and often overlooked factor is homeowners insurance. You\u2019ll need to pay for homeowners insurance for as long as you own it, so why not do some researching before purchasing a policy?<\/p>\n

Use these important tips to help make selecting the right one for you easy!<\/p>\n

Perfect your credit score. <\/strong>Insurers will look at your credit score when deciding whether to sell you insurance and at what rate. Check your report to see if there are any mistakes or anomalies that you need to correct.<\/p>\n

Know what coverage you need. <\/strong>Aim to buy enough coverage to replace your home if it\u2019s destroyed. Talk to your insurance agent to determine how much coverage you need.<\/p>\n

Gather information. <\/strong>You\u2019ll need to know specific features about the house: the square footage, number of bathrooms, materials used for the roof and exterior walls, age and condition of the house, and condition of the decks and garages. This will help to determine how much you\u2019ll need to pay for coverage.<\/p>\n

Take a detailed inventory. <\/strong>Record and note your belongings around your home so that you have an inventory handy, should you need to file a claim in the event of a loss. Expensive items such as jewelry, art, and musical instruments may require additional coverage.<\/p>\n

Get the house inspected. <\/strong>You\u2019ll need to have the house properly inspected in order to get your mortgage approved. The inspector will check everything from the general condition of the home\u00a0to potential problems to the pumping and electrical systems.<\/p>\n

Consider additional risks. <\/strong>Homeowners policies typically cover the outbuildings, personal property, liability protection, and additional living expenses. Frequently, flood, hurricane, and earthquake protection must be purchased separately. Assess your risk for these disasters and buy additional protection as needed.<\/p>\n

Call our insurance professionals. <\/strong>The team at All Nevada Insurance is here to help you secure the right homeowners insurance<\/a> for your new home! Visit us<\/a> in Las Vegas, Nevada to get started today.<\/p>\n","protected":false},"excerpt":{"rendered":"

The homeowners insurance checklist that new homeowners need. Are you in the process of purchasing a home? Perhaps you\u2019re still browsing through potential homes or considering whether to take the plunge. Whatever the case, there are many considerations when looking at real estate. An important and often overlooked factor is homeowners insurance. You\u2019ll need to […]<\/p>\n","protected":false},"author":2,"featured_media":6178,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88,185],"tags":[122,1316,1307,139,1315],"class_list":["post-6174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archives","category-home-insurance","tag-coverage","tag-credit-score","tag-home-insurance-checklist-for-new-homeowners","tag-homeowners-insurance","tag-information"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=6174"}],"version-history":[{"count":0,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6174\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media\/6178"}],"wp:attachment":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=6174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=6174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=6174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}