{"id":6279,"date":"2017-05-25T09:00:12","date_gmt":"2017-05-25T16:00:12","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=6279"},"modified":"2017-04-19T09:33:06","modified_gmt":"2017-04-19T16:33:06","slug":"spouse-get-life-insurance","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/spouse-get-life-insurance\/","title":{"rendered":"Should Your Spouse Get Life Insurance?"},"content":{"rendered":"<h3><strong>Do you and your spouse have enough life insurance as a family?<\/strong><\/h3>\n<p>While talking about death is low on everyone\u2019s list of things to do, when it comes to purchasing insurance, it\u2019s a must. It may particularly be unpleasant if your spouse is talking about the aftermath of their death. However, because you have family members who are dependent on you and the income you provide, you probably need life insurance.<\/p>\n<p><strong>Who needs a policy?<\/strong><\/p>\n<p>When considering life insurance options, it\u2019s simplest to think about what your family would need if you were to die unexpectedly. In many cases, this means that a vital income is lost. If one partner brings in the majority of the family\u2019s insurance, life insurance should be able to replace the lost wages. If the surviving partner is a stay-at-home parent, the life insurance plan may be able to help with child care, transportation, and housekeeping expenses.<\/p>\n<p><strong>How much should I buy?<\/strong><\/p>\n<p>You can buy as much insurance as you want. However, it\u2019s important to keep your family in mind so that they are adequately covered in the event of your death.<\/p>\n<p>Many different considerations will determine how big a policy to buy:<\/p>\n<ul>\n<li>How long it will take for the surviving partner to get to retirement or self-sufficiency<\/li>\n<li>How long children may be dependent on the parents<\/li>\n<li>The cost of college for the children<\/li>\n<li>Household expenses<\/li>\n<li>Debt<\/li>\n<\/ul>\n<p>Bear in mind that even if your spouse has a life insurance policy through work, it may not be sufficient for your family\u2019s needs. Review the coverage, and you may opt to purchase additional protection.<\/p>\n<p>Making these decisions can be complicated. Work with a financial planner at All Nevada Insurance who can help you find the right policy for your family\u2019s needs. We provide residents in Las Vegas and cities in Nevada with reliable\u00a0<a href=\"https:\/\/allnevadainsurance.com\/life-locations\/\">insurance<\/a>.\u00a0<a href=\"https:\/\/allnevadainsurance.com\/contact\/\">Contact us<\/a>\u00a0today to get started on your tailored policy!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you and your spouse have enough life insurance as a family? While talking about death is low on everyone\u2019s list of things to do, when it comes to purchasing insurance, it\u2019s a must. It may particularly be unpleasant if your spouse is talking about the aftermath of their death. However, because you have family [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6283,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88,290],"tags":[133,487,1365,1360],"class_list":["post-6279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archives","category-life-insurance","tag-life-insurance-2","tag-parent","tag-partner","tag-spouse-get-life-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=6279"}],"version-history":[{"count":0,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6279\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media\/6283"}],"wp:attachment":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=6279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=6279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=6279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}