{"id":6346,"date":"2017-09-07T09:00:43","date_gmt":"2017-09-07T16:00:43","guid":{"rendered":"https:\/\/allnevadainsurance.com\/?p=6346"},"modified":"2017-08-23T02:19:59","modified_gmt":"2017-08-23T09:19:59","slug":"going-back-college-dont-forget-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/going-back-college-dont-forget-renters-insurance\/","title":{"rendered":"Going Back to College? Don\u2019t Forget Your Renter\u2019s Insurance!"},"content":{"rendered":"<h3><strong>Your child is all packed up and ready to head off to college. Do they have the right insurance for the semester ahead?<\/strong><\/h3>\n<p>College season is upon us, and many young adults across the nation are moving out on their own. Whether choosing the dorm life or living off campus with friends, it\u2019s the first time that students start to acquire their own possessions. These include stereos, laptops, printers, tablets, phones, flat screen TVs, and those all-expensive textbooks. In turn, college students should be aware of the assets that they take with them.<\/p>\n<p>Chances are, if a student\u2019s laptop gets stolen, it\u2019ll cost at least $1,000 or more. Typical college students don\u2019t have that kind of cash lying around.<\/p>\n<p>Fortunately, renter\u2019s insurance will step in to cover the costs. Most standard renter\u2019s insurance policies provide three types of coverage:<\/p>\n<ul>\n<li><strong>Personal property<\/strong>\u00a0\u2013 A typical policy covers your belongings if they are damaged due to fire, theft, vandalism, smoke, lightning, windstorm, and discharge of water.<\/li>\n<li><strong>Liability\u00a0<\/strong>\u2013 This is coverage that insures you if you\u2019re sued. If someone slips and falls on the property, and he\/she sues for the cost of medical bills, your liability coverage will help you to pay for this expense.<\/li>\n<li><strong>Loss of use\u00a0<\/strong>\u2013 This coverage helps you to pay for another apartment or hotel should you be unable to use your rented property for any reason.<\/li>\n<\/ul>\n<p>Depending on your situation, you\u2019ll need additional insurance to cover hurricane damage, flood damage, and identity theft protection. Every parent wants to set their child up for success by sending them off to college, protected.<\/p>\n<p>The bottom line is that you need\u00a0renter\u2019s insurance\u00a0to safeguard belongings and finances.\u00a0<a href=\"https:\/\/allnevadainsurance.com\/locations\/\">Contact<\/a> All Nevada Insurance to get started on the right coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your child is all packed up and ready to head off to college. Do they have the right insurance for the semester ahead? College season is upon us, and many young adults across the nation are moving out on their own. Whether choosing the dorm life or living off campus with friends, it\u2019s the first [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6353,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88],"tags":[1380],"class_list":["post-6346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archives","tag-going-back-to-college-dont-forget-your-renters-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"TheSph3r3\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.allnevadainsurance.com\/blog\/going-back-college-dont-forget-renters-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"All Nevada Insurance | One Call - Your Rates Fall!\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Going Back to College? 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