{"id":7957,"date":"2024-10-21T04:00:00","date_gmt":"2024-10-21T11:00:00","guid":{"rendered":"https:\/\/www.allnevadainsurance.com\/blog\/?p=7957"},"modified":"2024-10-16T09:32:19","modified_gmt":"2024-10-16T16:32:19","slug":"how-to-protect-your-rv-with-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/how-to-protect-your-rv-with-insurance-coverage\/","title":{"rendered":"How to protect your RV with insurance coverage"},"content":{"rendered":"

Understanding RV Insurance<\/h2>\n

If your RV is damaged in a vehicle accident, it will be handled in much the same way damage to a car is handled. However, there are some important differences, and you may want a separate policy for your RV as a result. All Nevada Insurance Inc. is here to help you with your RV issues and all your insurance needs in Las Vegas, NV.<\/p>\n

Handling RV Accidents<\/h2>\n

If you are involved in an accident, the insurance company will send an adjuster to determine the amount of damage and what the cost should be. If the repair cost is 75 percent or more of the fair market value, it will be declared a total loss, and you will receive a check for the market value. This is similar to how car claims are done as well, but RV repairs are generally more costly.<\/p>\n

RV Repairs and Insurance<\/h2>\n

One key difference is that car repair shops do not normally work on campers or RVs. You will have to take it to a business specializing in that repair type. RVs are also considered like houses or apartments in some cases, which makes it more complicated. Some insurers will not cover you if you live in your RV full-time.<\/p>\n

State Rules for RV Accidents<\/h2>\n

States have different rules for who pays for accidents, and the rules in the state where the accident occurs are what is followed. Nevada is an at-fault state, and the percentage of at-fault comes into play.<\/p>\n

If you are not at fault in Nevada, your RV will be covered. You may not be covered unless you have a separate RV policy if you are at fault. You will receive fair market value unless you have an "agreed value" policy in place.<\/p>\n

To ensure adequate coverage for your RV, contact the folks at All Nevada Insurance Inc. in Las Vegas, NV.<\/p>\n","protected":false},"excerpt":{"rendered":"

Understanding RV Insurance If your RV is damaged in a vehicle accident, it will be handled in much the same way damage to a car is handled. However, there are some important differences, and you may want a separate policy for your RV as a result. All Nevada Insurance Inc. is here to help you […]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[98],"tags":[1479,1478,191],"class_list":["post-7957","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-all-nevada-insurance-inc","tag-las-vegas-nv","tag-rv-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t