{"id":955,"date":"2015-03-06T11:00:32","date_gmt":"2015-03-06T19:00:32","guid":{"rendered":"http:\/\/allnevadainsbl.wpengine.com\/?p=955"},"modified":"2015-03-06T11:00:32","modified_gmt":"2015-03-06T19:00:32","slug":"condo-insurance-las-vegas-nv","status":"publish","type":"post","link":"https:\/\/www.allnevadainsurance.com\/blog\/condo-insurance-las-vegas-nv\/","title":{"rendered":"Three Questions Every Condo Owner Should Ask"},"content":{"rendered":"<p><strong>Protect Your Condo By Making These Important Inquiries<\/strong><\/p>\n<p>Living in\u00a0a condo blends all of the beauties of owning the roof over your head and building equity\u00a0in your real estate investment with the decreased maintenance concerns of knowing someone else will care for your property. Sometimes, though, that blend can lead to confusion, especially when it comes to condo insurance. To ensure you do not have a gap in coverage, ask these insurance questions.<\/p>\n<ul>\n<li><strong>What Kind Of Coverage Does The Master Policy Offer? <\/strong>When you purchase a condo, you join that building\u2019s homeowners association (HOA). The HOA carries an insurance policy, called a master policy that protects the building and grounds. Ask whether your master policy just covers the exterior of your building and common areas, or if it protects your fixtures, walls, floors, or more.<\/li>\n<li><strong>How Will I Be Reimbursed For Lost Possessions?<\/strong> Your master policy will not include coverage for your personal possessions, so it is important to secure your own policy to protect your belongings. When you do, consider whether replacement cost coverage\u2014which will reimburse you for the full cost of your lost possessions\u2014or cash value\u2014which will factor depreciation into your reimbursement\u2014would be best.<\/li>\n<li><strong>What Events Are Covered?<\/strong> If you live in an area with high seismic activity or on a flood plain, you will want to make sure you secure coverage that will protect you in those situations. Ask your insurance agent what you need to do to cover yourself from your local risks.<\/li>\n<\/ul>\n<p>Does your condo have the policy it needs to be protected?\u00a0<a href=\"http:\/\/allnevadainsbl.wpengine.com\/contact\">Contact<\/a>\u00a0the insurance professionals at All Nevada Insurance in Las Vegas, Nevada for all of your condo insurance needs.\u00a0We are here to help you get the best policy so you can have the\u00a0protection you\u00a0deserve.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Protect Your Condo By Making These Important Inquiries Living in\u00a0a condo blends all of the beauties of owning the roof over your head and building equity\u00a0in your real estate investment with the decreased maintenance concerns of knowing someone else will care for your property. Sometimes, though, that blend can lead to confusion, especially when it [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":971,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[185],"tags":[90,504,505,506,507,508,122,509,491,387,510,96,38,140,511,512],"class_list":["post-955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","tag-all-nevada-insurance","tag-ask","tag-building-equity","tag-cash-value","tag-condo-insurance","tag-condo-insurance-las-vegas-nv","tag-coverage","tag-flood-plain","tag-gap-in-coverage","tag-hoa","tag-insurance-questions","tag-las-vegas","tag-maintenance","tag-policy","tag-professionals","tag-replacement-cost"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=955"}],"version-history":[{"count":0,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/955\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=955"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=955"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allnevadainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}