Accidents and mishaps, General Commercial Liability can protect your business from all.
Despite our best efforts and most calculated and careful actions, accidents happen. We live in a society where an accident can quickly result in a lawsuit against the at-fault person.
Fortunately, this is where general liability insurance steps in. General liability insurance is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
Determine the Right Amount of Coverage
Before you select your general liability insurance limits, you should evaluate the degree of risk that you’re facing. Ask yourself how likely it is that bodily injury or property damage, or the need for employment practices insurance may occur within your business or outside of it? A single accident can result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough coverage!
If your business is involved in an accident and is deemed at fault, the insurer that holds your policy is responsible for paying legal costs. They are legally obligated to pay the covered liability claims that include personal injury, property damage, bodily injury, and any damage sustained from false advertising.
General liability insurance, along with various other protections, is available in business owner policies! For businesses with a high level of threat, an umbrella policy should be purchased to provide additional protection on top of the general liability that is already in place!
Each employer and business owner should take precautionary measures to ensure that an incident doesn’t happen. Of course, accidents happen, but this risk can be severely decreased with proper planning, caution, and safety policies.
Get started on your tailored business insurance coverage by contacting the professionals at All Nevada Insurance, located in Las Vegas, Nevada. Our experts can provide your company with the coverage that it needs and deserves, all at the right price!