Ask All Nevada Insurance Inc about recreational insurance, whether you use a recreational vehicle occasionally or permanently. Before we dig into who recreational insurance benefits, we need to know what it is.
What is recreational insurance, and why is it important?
Recreational insurance is insurance for recreational vehicles. Recreational vehicles include campers, motor homes, camper vans, fifth wheels, pop-ups, ATVs, and watercraft. There are many types of recreational coverage. This includes liability coverage, collision coverage, personal effects coverage, and roadside assistance. The type of coverage you get depends on your insurance provider and policy. Recreational insurance can cover up to 250 days a year in many states.
Some auto insurance policies cover RVs that are pulled behind a vehicle. Home insurance can cover ATVs on your property. Although other policies cover RVs, we recommend having recreational insurance if you use them regularly. Some states require ATVs and driven RVs to have liability insurance. This is to protect you in case something happens to another person or their property.
Who does recreational insurance benefit?
We talked about what recreational insurance is and why it might be important. Now we need to talk about who would benefit from recreational insurance. If you like to travel and have an RV, then it would be a good idea to have recreational insurance. If you regularly use ATVs or watercraft, having recreational insurance would also be beneficial. Recreational insurance is also a good idea if your state requires you to have liability insurance.
Call us here at All Nevada Insurance Inc. in Las Vegas, NV if you love to travel and regularly participate in recreational activities.