Protect your classic car with the right insurance

All Nevada Insurance Inc. is proud to be a resource for the many classic car owners in the greater Las Vegas, NV community. If you have questions about finding the right insurance, give us a call today and let us help!

Finding the right insurance policy to protect your classic car 

There are many reasons why classic cars require different insurance policies than standard vehicles. Because they are antiques, they can become more valuable due to scarcity. Damage is a lot more complex to repair, and finding parts can be challenging. For all these reasons and more, when it comes to insuring your beloved classic car.

When you are selecting your policy, be sure to review all of the available options and features. Finding the right insurance policy is much easier when working with a local agent. They can help you determine the policy features that are most necessary for your particular situation, and they can also assist when it comes to calculating how much coverage you need.

Classic cars often require a significant financial investment to acquire and maintain. Because of this, it only makes sense to protect your asset! Now is a perfect time to look at the available policy options and determine which type is appropriate for your unique situation. We can help you insure your vehicle with the right policy at the right level. 

Give us a call today!

Las Vegas, NV classic car owners can rely on All Nevada Insurance Inc. for their insurance needs. Whether you are a longtime owner or are just thinking about getting into the can, we are here to help. Please stop by our office, or give us a call today!

How To Make The Most of Your Rec Vehicles

Recreation vehicles are a great way to get outdoors and spend time with friends and family. To make the most of your rec vehicles, you need solid rec insurance in place. At All Nevada Insurance Inc, serving Las Vegas, NV, and the surrounding areas, we can help you better understand this type of coverage. Keep reading to learn more. 

What Is Rec Insurance?

Rec insurance or recreational insurance is a type of insurance policy designed to provide insurance coverage for recreational vehicles. In most cases, recreational vehicles will be defined as RVs, campers, boats, jet skis, ATVs, snowmobiles, dirtbikes, and others. 

Do I Need Rec Insurance?

Some places will allow you to operate rec vehicles without insurance coverage. However, just because it is not required by law does not mean you don’t need this vital type of coverage. You have invested in your rec vehicles. If they are damaged or lost due to fire, natural disaster, or burglary, it will be your responsibility to pay for repairs or replacement. 

If someone is injured by your rec vehicles, you will be held liable for their medical expenses and any legal fees that might result if they choose to file legal action against you. This could leave you financially vulnerable. 

What Does Rec Insurance Cover?

In most cases, rec insurance will provide coverage in the following categories:

  • Collision– If your vehicle is damaged, it will pay for repairs.
  • Comprehensive– If your car causes damage to someone else’s property, it will pay for repairs.
  • Liability– If someone is injured because of your vehicle, it will pay for any expenses resulting from the event. 

If you would like to learn more about rec insurance or any of our other products, please contact us at All Nevada Insurance Inc, serving Las Vegas, NV, and the surrounding areas. 

Nevada Classic Car Insurance – What Constitutes a Classic Car?

You see the words “classic car” get thrown around a lot in the media these days.  You sometimes see it in print and visual advertisements and especially car descriptions for those trying to sell it.  But what exactly makes a car, a “classic” car?  At least in the eyes of the insurance industry?  This question will be addressed below as well as others.  If you happen to be in the market for classic car insurance, All Nevada Insurance Inc. in Las Vegas, NV can help you and your insurance needs.

Classic Cars

In the state of Nevada, for a vehicle to be considered a classic car, the vehicle must be at least 20 years old.  Also, the vehicle can not be older than 40 years old, as that would change the status of the vehicle from “classic” to “antique”.  To illustrate this in the simplest terms, in 2022, any vehicle from 1982-2002 would be considered a classic car.  But, there’s also a catch in this classic car classification and that is down to modifications which we’ll cover in the next paragraph

Original

The classic car should have NO modifications to speak of, the car should be stock and have everything that came with the car when it rolled off of the assembly line.  You’ll see the words “numbers match” in many advertisements of those selling classic cars, that’s exactly what that term means, the part numbers match the original stock parts that came with the car.  Aftermarket parts, modern accouterments (mp3 CD players, engine modifications, etc.), and other changes would revoke the car’s “classic” or “antique” status.

More Information

You can find out more information about classic car insurance by contacting All Nevada Insurance Inc. in Las Vegas, NV today!

How to determine whether your car is a classic or not

For many people in Las Vegas, NV classic car is a special, rare, expensive, and unique car. However, many car experts and insurance companies define classic car insurance based on age. Most insurance companies look at various car characteristics to check whether it qualifies to be a classic or not. If you have an old vehicle that you think is worth being classic, learn how All Nevada Insurance Inc. qualifies classic cars. 

All about age

The simplest definition of a classic car is ‘old.’ Most states typically mandate that classic cars be older than 20 years but not above 40 years. The car must keep its original shape, both interior, and exterior, to qualify as a classic car.  That also means no modern touches should be added; For example, you cannot add a built-in GPS or MP3 player. 

Test of time 

Classic cars have to earn their name by remaining in good condition throughout those years. Remember, classic cars only qualify to be classic if they’re older than 20 years and have not been modified in any way. Your insurance agency in Las Vegas NV will also need to look at the engine, mileage, and body to ensure that nothing has been replaced, including the color. 

Value

The main difference between classic cars and modern cars is the value. While they can be costly to buy, classic cars can be cheaper to insure as they appreciate in value. Modern cars depreciate in value which makes them expensive to insure. In most cases, you will need to agree on the car’s value and keep updating the policy based on these values. 

 Thinking about classic car insurance? Let All Nevada Insurance Inc help you find a unique policy just for you. Feel free to call or book an appointment, and we will be happy to help. 

Does My Classic Car Need Special Insurance?

Classic cars or hobby cars are not only a fun, exciting way to spend your time, but they can also be a great financial investment. Classic car enthusiasts are delighted with the added value which their hard work brings to a classic vehicle. However, with this added value comes a need for added protection. At All Nevada Insurance Inc, serving Las Vegas, NV, we know that in order to make good insurance decisions, you need good information. Keep reading to find out what you need to know about classic car insurance. 

Is Traditional Auto Insurance Good Enough For My Classic Car?

The answer is yes and no. Traditional insurance will cover your classic car and will enable you to legally operate your vehicle on the open road. The problem with traditional auto insurance, though, is that the system which is used to value a vehicle is not appropriate for a classic car. Traditional auto insurance values a vehicle based on its make, model, and condition. The value of a classic car is determined based on other factors. 

This means that you will not be able to get a traditional auto insurance policy that will cover the true value of your vehicle. 

What Does Classic Vehicle Insurance Cover?

An insurance policy for a classic vehicle will provide many of the same types of coverage as a traditional auto policy, however, your insurance representative will sit down with you to determine the value of the car. This is a crucial aspect of your insurance policy. In order to get the best protection, it is necessary to have an accurate value on the car. 

If you would like to learn more about classic car insurance, please contact our office at All Nevada Insurance Inc, serving Las Vegas, NV. We will be happy to answer your questions today. 

Make sure your custom add-ons are covered by your auto policy

Outside of our homes, our cars are probably the most significant investment that we make in our lifetime. A lot of people really do love their cars and find a lot of joy in personalizing them to meet their exact tastes and preferences. If you are this kind of car lover, it’s a good idea to make sure that you have the coverage that you need for the after-market changes that you make to your car. The team at All Nevada Insurance Inc. is here to work with you to find the right coverage for your Las Vegas, NV area vehicles.

Make sure your custom add-ons are covered by your auto policy

There are a lot of fine points included in most auto insurance policies that many people don’t read or understand. This is especially true if you make after-market modifications to your vehicle. In such cases, it is always best to take a proactive approach and make sure that any add-ons are fully covered. This knowledge of what is covered and what isn’t can help you decide on taking out additional coverage. A local agent who can work closely with you to find out the insurance coverage status for all of your custom work can come in handy if there is ever damage to your vehicle or it is stolen. Don’t wait until it’s too late to find out that your hard work isn’t covered by your current policy!

Don’t wait until it’s too late to find out that your customizations are not covered by your auto policy! The team at All Nevada Insurance Inc. is here to provide the insurance guidance that car lovers in the greater Las Vegas, NV area need. Call or stop by today!

When to File a Police Report After An Auto Accident

When to File a Police Report After An Auto Accident

What you should know about filing a police report after a car accident.

After a car accident, however minor, it’s important to call the police and file an official police report. Although you may be more concerned about calling your insurer and filing a claim immediately, calling the police out to the accident scene can help to progress your claim than if you were to proceed without a police report.

When to File a Police Report

You should contact the police anytime you have a car accident. Even if you think the crash was fairly minor and no one is hurt, it is best to contact the police and let them decide if they will come to the scene. Sometimes there is more physical and medical damage later that is not always apparent at the time of the car accident, too. Having a police report on file will help to prove that the accident happened.

Why a Police Report is Important

In addition to providing documentation of the accident, the police report indicates an unbiased third-party report of the incident. This can be more effective as evidence than either driver telling their side of the story. Insurance companies will need the police report, and it will help your claim.

If you are the at-fault driver, it is still equally important to have a police report. In the event the other driver tries to fake an accident, having a police report on file can save you from becoming responsible for a fake injury.

Getting in Contact with the Police After the Accident

After the accident report is filed, make sure you get a card or direct contact information from the police officer who filed the accident report. Often after an accident, you may only remember additional details later and these details could be very important, especially if the car accident ends up in a lawsuit.

 

When you’re looking to protect your vehicle and finances, car insurance can help. Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and car!

Why Your Auto Insurer Needs to Know These Things

Why Your Auto Insurer Needs to Know These Things

Information to prepare when you shop for auto insurance.

Are you getting ready to shop for car insurance? If you are, then there are certain pieces of personal information that you should get ready. Not only does this save you time down the line, but by providing this information, you can also receive a more accurate quote. Here’s what you should prepare.

Your social security number. Although you’re not required to disclose your SSN just to get a car insurance quote, you may not receive an accurate quote if you refuse. A large influencing factor on how much you pay for auto insurance premiums depends on your credit, and insurers can’t calculate that number without running a soft credit check using your social security number.

Your vehicle’s identification number (VIN). Even though you may have already entered your car’s year, make, and model, your vehicle’s VIN gives insurers a more detailed picture of your car. Insurers will then know if your car has any specific features that could save you money, such as car alarms and side airbags. You can typically find your VIN on your vehicle’s dashboard near the windshield on the driver’s side.

Your annual mileage. It stands to reason that the more you drive, the higher the chance it is you’re involved in a car crash. If you put a lot of miles on your ride, you statistically pose a larger financial risk to your insurance company. As a result, you may end up paying more in premiums than someone whose car barely leaves the driveway.

Are you ready to find reliable and affordable car insurance? Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and vehicle!

Tips for Buying a Safe Car

Tips for Buying a Safe Car

When buying a new car, look for these safety features.

If you’re in the market for a new car, you’ve been exposed to a wealth of new high-tech safety features that probably aren’t in your current car. Most cars come with standard safety features, but many cars on today’s market have additional safety features that help to protect your family and vehicle. Here are a few safety features to consider before buying your next car.

Automatic High Beams

This feature allows cars to sense when it’s dark enough and automatically make the brightest view forward. When a car is detected ahead, the car automatically switches the high beams off. This feature can help you when navigating dark and rural roads.

Lane Keep Assist

This feature takes lane-departure to the next level. It will subtly steer you back into the middle of the lane if it senses you drifting. Sometimes, these systems use subtle braking as well.

Blind-Spot Warning

This monitors your blind spots and alerts you to the presence of other cars. Should you try to make a lane change with someone in your blind spot, lights may flash and the car may provide an audible warning. This is a helpful system that ensures you do not steer into the path of others.

Automatic Emergency Braking

Should the driver not heed the audio and vision warnings, the car can apply the brakes automatically. Speeds at which the system operates depend on the car or version of the system. These have been proven to prevent or lessen the severity of crashes.

The professionals at All Nevada Insurance are well versed in securing reliable auto insurance that fits the needs of your new vehicle and your budget! Located in Las Vegas, Henderson, and neighboring cities, contact us today.

Easy Ways to Make Your Fuel Go Further

Easy Ways to Make Your Fuel Go Further

Here is how to increase fuel mileage on your car.

As gas prices continue to climb, increasing the fuel mileage is the best way to protect your wallet. While the rising costs of gas may not be under our control as motorists, we do have the option to use our fuel wisely. Not only does smart driving help us to save money at the fuel pump, but we can also better the environment by not consuming as many precious resources. If you’re looking for some fuel-saving tips that will save you money too, read on.

Limit Your Speed

Everyone seems to be in a hurry these days, including yourself. However, think about how much fuel you’re burning. If you limit your speed to 60 mph, you will gain the maximum fuel efficiency from your vehicle. Make sure you leave plenty of time for the journey in order to avoid stepping on the gas and using more fuel.

Plan Your Journey
Not sure where you’re going? Map it out! With technology, it’s easier than ever to get around. Avoid getting lost and wasting precious gas by turning down the wrong street.

Keep Your Tires in Check

Ensure that your car’s tires are set at the correct air pressure. Properly inflated tires can reduce fuel consumption by up to 3 percent. If you need to top them up, do so, and remember to check them every month.

Lighten Your Load

Weight is one of the biggest causes of loss of kinetic energy in non-hybrid cars. If you’re not shopping for vehicles, look to see how you can lighten your vehicle’s load. Remove items from the car that you don’t use regularly (be sure to leave the spare tire and car emergency kit in there, though!).

Buy Quality Fuel

Fuel that comes with discounts generally contains a higher percentage of ethanol. As a result, it burns faster. Good quality fuel, on the other hand, will cost you more but will take considerably more time to be consumed, giving you better fuel economy.

If you’re looking to protect your vehicle and save money, car insurance can help. Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and car!