There are many different types of insurance products available for your many needs. If you have recreational vehicles you use regularly, it’s a good idea to have recreational insurance. Here at All Nevada Insurance Inc., serving Las Vegas, NV, and the surrounding areas, we want to help you with your insurance questions. Keep reading to learn more about recreational insurance. 

Who Needs Rec Insurance?

Recreational insurance is recommended for anyone who keeps recreational vehicles. This can include 4-wheelers, snowmobiles, RVs, campers, motorhomes, and other types of rec vehicles. Some of these types of cars can pose a unique risk for users. As the owner of the vehicles, you are uniquely responsible for the safety of anyone who uses the vehicles.

What Happens Without Rec Insurance?

If you don’t have rec insurance and someone is injured on one of your vehicles, you could be liable for their injuries. To be held liable means that you are the responsible party, by law, for any expenses that result from that injury. If you did not provide a safe environment and hurt people, you could be sued for negligence. This is a serious situation. Having adequate insurance in place will ensure that you are protected financially from the expenses that might result from this type of event. A liability event could leave you financially devastated without proper insurance coverage.

If you would like to learn more about recreational insurance, please get in touch with us at All Nevada Insurance Inc., serving Las Vegas, NV, and the surrounding areas. We will happily answer your insurance questions and help you find the right coverage for your needs.