You see the words “classic car” get thrown around a lot in the media these days.  You sometimes see it in print and visual advertisements and especially car descriptions for those trying to sell it.  But what exactly makes a car, a “classic” car?  At least in the eyes of the insurance industry?  This question will be addressed below as well as others.  If you happen to be in the market for classic car insurance, All Nevada Insurance Inc. in Las Vegas, NV can help you and your insurance needs.

Classic Cars

In the state of Nevada, for a vehicle to be considered a classic car, the vehicle must be at least 20 years old.  Also, the vehicle can not be older than 40 years old, as that would change the status of the vehicle from “classic” to “antique”.  To illustrate this in the simplest terms, in 2022, any vehicle from 1982-2002 would be considered a classic car.  But, there’s also a catch in this classic car classification and that is down to modifications which we’ll cover in the next paragraph

Original

The classic car should have NO modifications to speak of, the car should be stock and have everything that came with the car when it rolled off of the assembly line.  You’ll see the words “numbers match” in many advertisements of those selling classic cars, that’s exactly what that term means, the part numbers match the original stock parts that came with the car.  Aftermarket parts, modern accouterments (mp3 CD players, engine modifications, etc.), and other changes would revoke the car’s “classic” or “antique” status.

More Information

You can find out more information about classic car insurance by contacting All Nevada Insurance Inc. in Las Vegas, NV today!