Motorcycle insurance is a worthwhile investment to protect you and your bicycle from accidents. However, if you only have standard bike insurance, it may not give you protection in certain instances. In insurance, there are “riders” or “add-ons” you can consider to boost your primary coverage. All Nevada Insurance Inc. in Las Vegas, NV looks at four common add-ons you can consider for your motorcycle insurance.
While no one likes accidents, they are part of life. Regrettably, if you are at fault for an accident, you may be responsible for bodily injury and property damage. While conventional liability coverage should protect you in such instances, it’s likely to fall short when faced with significant liability claims. For such cases, umbrella insurance comes to your rescue to pick up where your underlying coverage leaves off.
Personal items coverage
If you lose your helmet, riding gear, or any other personal asset, your motorcycle insurance won’t cover the loss. Unless you have renters or home insurance, you will have to pay for the loss from your pocket. However, you can invest in personal belongings to cover your personal stuff.
Your motorcycle can stall while miles away from your home. While this can be frustrating, you can manage the situation better if you have roadside assistance. This coverage bails you out when you have a flat battery, puncture, or other minor breakdowns.
If your two-wheeler is totaled or stolen, your insurer will compensate you less the depreciation amount. If you were to replace your bike with a similar one, you would have to pay the difference from your pocket. You can cushion yourself from depreciation by purchasing a “zero depreciation” policy.
Want to learn more about motorcycle insurance? Want to buy a motorcycle insurance policy in Nevada? If you are in Las Vegas, NV, please consider All Nevada Insurance Inc. for all your motorcycle insurance needs.