I am looking to create more income and be my own boss!! Great! We have the perfect business model for you. At All Nevada Insurance we offer you the opportunity to create a residual income. That means this is not a one-time sale that only pays you when you make the sale, but every time the policy renews, you make a commission. Imagine how long you have been with your insurance company. Every time your policy renewed, your agent got paid. Would you like that agent to be you? Just think of how many people you know that drive a car or live in a home. We are in an industry where the people need us. Find out more about how to become a franchise owner with All Nevada Insurance. Visit us at www.ANIfranchise.com.
Stick with your resolutions and achieve your goals in the New Year.
Another year is ending, and many of us are gathering up our willpower for our New Year’s resolutions. Whether it’s to lose weight, save money, be healthier, or all three, many of us choose the same old resolutions. But have we learned from previous experience? A larger number, if not the majority, or previous resolutions were broken in weeks. Fortunately, with these tips, you can make this set of resolutions that much more successful.
Keep it simple.
Don’t overwhelm yourself with too many resolutions! Some people aim for a complete overhaul of their entire lifestyle, and this is often rarely realistic. The best approach is to focus clearly on one or two of your most important goals.
Don’t aim too high or ignore reality. Consider your previous experience with resolutions and assess what led to the failure of them. It may be that you didn’t lose weight because you didn’t make time for the gym and didn’t learn the ins and outs of a healthy diet. Consider what went wrong and ensure that your goals are entirely achievable with a bit of patience and consistency.
Break down goals into sizeable chunks. The more planning you do now, the more likely you are to get there in the end. The planning process is when you build up that willpower which you will undoubtedly need to fall back on along the way. Narrow down your goals into achievable tasks – such as going for a run once a week or saving $50 a month. Putting figures into goals makes it much more real.
Let’s face it – there’s an app for everything! If you’re glued to your smartphone, make sure that you use it to help achieve your goals this year. Whether it’s a fitness app, financial planner, or even a daily task reminder, you can put technology to use.
Tell your friends and family.
If you tell people around you, you’re more likely to stick with your goals. Carefully choose those people around you who have shown themselves to be trustworthy to support you in this endeavor. Let them know of ways they can help when the going gets tough.
What to look out for when you’re reviewing your insurance policies.
The end of the year lends itself to insurance policy reviews. As well as the festivities and the parties, policyholders should carve out some time at the end of the year to review their coverage, check their limits and deductibles, and update their insurance. Fear not – this process doesn’t have to take hours of your time. We’ve created a list of what you should look out for when reviewing your policies.
- Have you remodeled your home recently? If you’ve made a major update to the property, such as getting a new kitchen or adding a master suite, update your homeowners insurance. If the value of your property increases, your insurance will need to increase to cover the whole home’s worth.
- Now is the time to update your home inventory with all of those precious gifts that you received during the holidays! If you were gifted with precious items such as jewelry, antiques, artwork, musical instruments, and other high-value items, you might need additional coverage to protect these belongings.
- Did you adopt a dog for the holidays? Certain dog breeds require higher liability limits.
- Did you purchase a new vehicle this year? Consider adding on uninsured/underinsured motorist insurance, which protects your new vehicle against hit and runs, and from getting into accidents with motorists who have little or no insurance.
- If you’ve paid off the loan on your older vehicle, it could be time to raise your deductible or drop comprehensive and collision coverage. Find out the value of your vehicle before you decide to drop coverage to ensure it’s worth it.
Do you need help selecting personal insurance policies? Before the year is up, give All Nevada Insurance a call – Our team of experts can help you determine what policies, deductibles, limits, and premiums are right for your needs so that you can enter the New Year worry-free. Visit us today for more information.
Would you like to make a difference in the lives of others? Do you want a career that has meaning? Do you have an entrepreneurial spirit? Are you someone that wants to take control of your own destination with time and finances? You may be looking to be a part of the All Nevada Insurance family. Our franchise system is turnkey. We coach you into being an insurance agent and business owner from the moment you decide you want to be a franchisee. Find out more about who we are and what we are up to: www.ANIfranchise.com.
In case of emergency, know how to shut off utilities.
With storm season upon us, it’s important for homeowners to be prepared. In case of a disaster of any type, it may be necessary to learn how to shut off utilities to avoid further damage to your family or your home.
How to Shut Off Natural Gas
It’s wise to be familiar with the look and sound of your gas meter under everyday conditions, as this will help to determine what is unusual. Ensure that you also know where the shut-off valve is located. Because of different homes and different gas meter configurations, shut-off procedures vary. However, it is likely that you’ll need an adjustable pipe or crescent wrench to perform the task.
Contact your gas company in advance to help you determine what your home requires, along with the procedure to shut off the gas. It may be a good idea to have easy-to-read instructions somewhere near the gas meter. If you smell gas or hear a hissing noise, get everyone out of your house immediately and contact your gas company.
How to Shut Off Water
The water line that enters your home will likely have an easily recognizable shut-off value. It will typically be in the basement, on an exterior wall or near your water meter. Shut it off by turning the valve clockwise until it can’t turn anymore. If you have trouble, contact a local plumber or your area water utility for assistance. Consider labeling the water valve with a colored identification tab to ensure the right valve is clear.
How to Shut Off Electricity
Electrical sparks have the potential of igniting natural gas if it is leaking. To shut off the electricity, locate your electrical circuit box, and flip the ‘main’ circuit breaker located inside the electrical panel (this is usually at the top).
Knowing how to locate and turn off the utilities in your home can stand you in good stead in the event of an emergency. For the right protection your home needs and deserves in the form of a homeowners insurance policy, contact All Nevada Insurance.
Determine if a life insurance policy is right for seniors.
Most people start their families in their 20s and 30s, and often this is the first time they think about a life insurance policy. Once this coverage is purchased, it’s normal to forget about it and only review it every couple of years. When your circumstances have changed and when your family has grown up, it may be tempting to question the need for a life insurance policy altogether. However, even for seniors, a life insurance policy is a must.
Why Seniors Need Insurance
Life insurance is a great way to ensure that your hard work is preserved and that your beloved family members are taken care of for years to come. If you pass away suddenly, your family members could be responsible for some major expenses, including remaining debts such as mortgage payments, credit card bills, and loans. It will also help to cover funeral and death expenses. Life insurance can also help provide for a special-needs dependent after you are no longer alive to do so.
When Life Insurance for Seniors Doesn’t Make Sense
Life insurance may not always be necessary if most of the following situations apply to you:
- Your funeral expenses are already covered
- You have adequate savings set aside for your golden years
- Your children are no longer financially dependent on you
- You have paid off all of your debts
- You have long-term care insurance
Types of Insurance
Both term and permanent life insurance policies are available for seniors, regardless of age. However, there can be some limitations when it comes to buying term life insurance. This is because certain term lengths may no longer be available to you at a certain age. For example, a 75-year-old may not be able to purchase a 20-year term policy but can settle for a 10-year policy for whole life insurance instead.
Have you ever had a dream to be your own boss?? Opportunity is knocking. All Nevada Insurance is opening its doors to entrepreneurs looking to be a part of a system that works! We are an independent broker and have over 120 carriers that we can write business with. That means, we retain our clients when their rates go up because we could shop them around with other carriers. We insure homes, autos, toys, businesses, life and health. Be part of a team that has the client’s best interest in mind. We are growing and we want you to be a part of that growth! To learn more about us, please visit www.ANIfranchise.com.
On December 2nd, 2017, we had our 4th annual charity golf tournament and it was a great success! We raised over $10,000 for the kids of fallen officers. A parent lost cannot be replaced however the child can still be loved. Our charity is on going all year round so we can continue to offer Christmas gifts to the children left behind. Please stay up to date with us on our Facebook page at https://www.facebook.com/SwingForTheirKids/ . Thank you to all those that supported the 2017 fundraiser.
Whip up these gingerbread cookies for your festive eats.
Ginger, cinnamon, nutmeg, cloves… The season of spice is truly upon us. Now that we’ve finished our pumpkin lattes, we can look forward to peppermint bark and, of course, gingerbread cookies! Whether you make cookies, festive shapes, or a whole house, be sure to use this recipe to whip up the perfect gingerbread for your holiday season!
Ingredients (makes around 12 large cookies or 24 smaller cookies)
- 1⅓ cups whole wheat flour
- ¾ cup unbleached all-purpose flour
- ½ tbsp baking powder
- 1 tsp baking soda
- ½ tbsp cinnamon
- 2 tsp ginger
- ½ tsp nutmeg
- ½ tsp cloves
- ½ cup coconut oil, room temperature
- ½ cup + 1 tbsp evaporated cane sugar
- ¼ cup water
- ½ cup molasses
- ½ tsp vanilla
- In a medium-sized bowl combine the flours, baking powder, baking soda, cinnamon, ginger, nutmeg, and cloves. Set aside.
- In a large bowl, cream together the coconut oil and the sugar. Beat for 1-2 minutes until the mixture is nice and light. Add the water, molasses, and vanilla, beat for another 30 seconds to mix thoroughly.
- Gradually add the flour mixture to the creamed sugar mixture, beating to combine.
- Wrap the dough tightly in plastic wrap and refrigerate overnight (or for at least 2 hours).
- Before rolling, let the dough sit at room temperature for 30 minutes to 1 hour.
- Preheat oven to 325F.
- Roll the dough directly onto parchment paper. The dough should be ¼” thick. Use cookie cutters to cut out the dough, use a flat spatula to remove the excess dough gently. Keep re-rolling and cutting out the dough until it’s all used up.
- Pop the unbaked cookies into the freezer to chill for 10 minutes.
- Bake for 8-10 minutes, until the cookies are lightly browned around the edges and barely firm in the center.
- Let them cool completely before decorating. Store them in an airtight container for a perfectly soft chewy molasses cookie texture. Alternatively, you can store them with a little bit of air ventilation for a light, crisp, gingerbread cookie.
We are excited to announce that our annual MMA/Grappling charity event that directly helps wounded soldiers and their families raised $54,000! This was our best year yet, and we couldn’t have done it without our planning committee;
Tuff-N-Uff and Norton National, our sponsors/donors, Sam’s Town, all the fighters, ISKA, and many other parties that were involved. We look forward to next year! Please stay tuned for more information on Operation Knockout – Fight For Our Troops – Round: 9!