All Nevada Insurance is growing and looking for people that want to live the dream of being a business owner. We have given our franchise system a boost and we are excited to share it with you so you can share it with others. We believe that a referral is the highest compliment that a company can receive, so we are willing to pay a $2000 referral bonus to you. When your referral becomes a part of the All Nevada Insurance family as a franchisee, you get paid. To learn more about our system, please visit www.ANIfranchise.com.
Be a better manager for your team with these tips.
Managing an office or company well is no small feat, but it is something you can get better at. If you’re looking to become a better boss to engage employees and better the business, these tips can get you headed in the right direction.
Spend more quality time with employees.
A large part of management is delegation, which requires problem-solving and matching employees with the most appropriate task given their skills and expertise. Spending more time with your employees in and out of the office will help you to understand their skill set and aspirations. Whether you host an employee lunch at your favorite diner or start weekly meetings with your team in the conference room, knowing your team puts you in a better position to delegate.
People have an inherent need to know when they’re doing well. If you aren’t giving feedback to your team, you could be losing employees because of lack of motivation and appreciation. Include feedback in meetings, annual reviews, and emails so that your team knows where to improve in the future.
Publicly praise them.
When you recognize an employee’s strength, it helps to solidify your working relationship with him/her. In addition, you train your employees to recognize where their strengths lie. This simple act will help them gain confidence and motivation.
A franchise opportunity could be for you. Here’s where to begin.
If you’re thinking of becoming your own boss, investing in a franchise business is one popular option that may be worth looking into. After all, you’re investing in an already-established business with a higher risk of success than owning your own business.
Before you get started on the documents, be sure that you know these essential factors first.
The Franchise Model
It’s been labeled as the greatest business model ever invented and has enabled hundreds of thousands of people to own their own business successfully. As a franchisee, you buy into a franchise, such as a service or product, and run it as if it were your own. With a complete model, training, and support, you cut out a lot of the startup mistakes.
Investing in a business, franchise or not, is risky. While there’s no way to mitigate your risk, there are ways to lower it. One of this is to research the franchise company thoroughly before signing on the dotted line. It sounds simple enough, but it’s a step commonly overlooked. Check out the benefits of becoming a franchisee and be sure you know how to choose the right franchise.
With anything in life, there are guidelines. Franchising is not a free for all. Similarly, it’s not for everyone. Before you commit to becoming a franchise owner, make sure that you understand the rules. All franchises have them, and need them! Rules maintain consistency of the products, the services, and the brand.
Most franchises have a minimum net worth requirement for franchisee, so be sure that you know yours (and that it meets the minimum requirements!). Start by adding up your assets and then your liabilities. The difference between the two is your net worth.
Take your time to assess your needs, wants, and find the right fit for you. It’s a venture that should be enjoyed by handled carefully.
How insurers will determine who is at fault for a car accident.
More than any other factor, your driving record determines rates for your car insurance. Good drivers with a clean history are likely to enjoy lower premiums, while drivers with one or more at-fault accidents must usually pay higher rates for coverage. However, even safe drivers can get involved in a car accident from time to time. With this in mind, it’s important to understand how fault is determined in such cases.
For every crash that happens on U.S. roads, someone is always at fault. Therefore, if you’re involved in a single-vehicle crash, you will automatically be deemed at fault and can expect that mark to stay on your record for many years.
Your insurer will likely determine fault based on the police report of the incident. While there can be exceptions, the general rules of thumb are as follows:
- If you struck another vehicle from behind, you will be deemed at fault, regardless of what the driver did.
- If you collide with a vehicle during a lane change, you’ll be at fault if the other vehicle was in your blind spot or if the vehicle was already in the lane.
- If you ran a red light, stop sign, or other traffic control, you’ll be deemed at fault.
Ultimately, the drivers’ insurance companies will make the final decision regarding their driver’s claim. However, with supporting evidence, you can avoid having to pay out on your insurance when you’re not at fault. When considering your claim, check to see if any traffic laws have been broken – did a driver skip a red light or were they speeding when the road accident occurred? These observations are not always easy to prove and usually require witnesses. However, they can help to determine who was at fault in an accident.
If you’re involved in an accident, car insurance can help. Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and vehicle!
What you didn’t know home insurance could cover.
Homeowners insurance is designed to protect your home and personal property. But even those homeowners who have quality insurance and have (luckily) never filed a claim didn’t know that home insurance can do more than just that. Check out these lesser-known situations that homeowners can cover.
Medical bills for guests injured on your property. One of the major perks of homeownership is being able to have plenty of people over. However, entertaining company can have its own pitfalls including guests tripping, falling, and injuring themselves. Home insurance can help with medical expenses if a guest gets hurt while on your property (even if it was entirely due to their clumsiness).
Your trees, plants, and grass. If someone drives through your front lawn and damages your yard, your home insurance can help you to replace your trees, flowers, plants, and grass. While every coverage has its limit, this additional aid can help you restore your garden to its full glory.
Your college student’s property. If your dependent child is at college full time and living on campus, it’s likely that they took expensive belongings with them, such as a computer, tablet, TV, and smartphone. Luckily, if someone steals your child’s laptop or a fire damages his or her dorm room, your home insurer will help to repair or replace their items. If your child is living off campus in an apartment, it’s a good idea to secure renter’s insurance since homeowners insurance won’t cover their belongings in that case.
There are several distinct advantages to purchasing a proven franchise over an independent business.
Many entrepreneurs dream of building a company from scratch. But for many aspiring business owners, a start-up isn’t a realistic goal. With competition, high costs, and a large learning curve, more often than not, purchasing a franchise is a less risky path to success.
Check out some of the major advantages of buying a franchise over an independent business.
In the world of startups and small businesses, it’s ideal to step into a company that is already established. The hard work is already done for you: the outreach, the promoting, and there is already brand recognition. While different franchises certainly have different levels of awareness, owners can at least be confident that the product or service has been successful elsewhere.
One advantage of buying a franchise is that the business has an established client base, operating history, and solid business plan. Franchises will have gone through rigorous procedures, giving new owners a well-thought out, stable operating system. New owners can avoid the mistakes that have already been resolved upon starting up.
Another great reason to purchase a franchise opportunity is the availability of a support team. The franchisors share a concern for your success and will put systems in place to help you succeed. They will provide training for you and your team, and help you with questions that arise. Especially for first-time business owners, it can be very reassuring to know that someone is there to help over every hurdle.
Where there are risks in any new business venture, purchasing a franchise limits some of the concerns independent businesses carry.
Reach new customers to grow your startup.
As the owner of a new business, you’ll need to find (and keep) customers to get your company off the ground. It’s important to remember that every business had to start somewhere, so don’t get disheartened by a low number of customers to begin with. As long as they are quality customers that you can keep, you’re off to a good start! By consistently making an effort to bring in new business, you’ll reduce your risk of failure and grow business in a sustainable way.
Know your customer. You need to have a good idea of your target market. Build a profile of potential customers to help plan your next move, as you’ll need to know how you can appeal to them.
Understand your business inside out. Thoroughly understanding your industry and having a firm knowledge of your service is critical to being able to attract interested clients. When you know your service backward and forward, that fact comes through to clients.
Stay close. Take time to identify the media mix that’s most likely to engage and generate sales from your audience. Face-to-face conversations will always be important, but you no longer need to get out and about with the use of digital marketing. Think about the timing of your messages and when is best to send your clients emails. Social media can also deliver results, whether it’s current customers sharing your business, or your posts reaching a large net of locals.
Be responsive. This should go without saying in today’s digital world. Customers expect instant responses. If you want to compete, you need to get back to inquiries in record time. Ensure that you don’t substitute quality with speed. Simply responding to your prospect or customer saying that you’ll get back to them ensures that they aren’t left wondering if you got their email.
Say thank you. Once you’ve won a customer’s vote, keep them on board. It’s easier and cheaper to get more business from existing customers than it is to win new ones. Incentivize customers to stay with you and reward them for referrals.
Are you looking to start a business with a quality franchise? Check out our exciting franchise opportunity! When you’ve got your business plan in mind, you’ll need reliable commercial insurance. Contact All Nevada Insurance to get started on your tailored coverage.
Apartment hunting? Here’s what to consider when renting.
Whether it’s your first rental experience or your last, finding the perfect apartment that fits both your lifestyle and budget isn’t always easy. Thankfully, we’re here to help. Before you sign a lease on the first apartment you see, keep these considerations in mind.
First and foremost, can you reasonably afford to live here? Consider your budget before you begin apartment hunting to save yourself some heartache. You may need to find a roommate to help cover costs. Keep in mind that if an apartment’s rent is much lower than other rentals in the area, this is going to be a big red flag.
Don’t trust those pretty pictures you see online. Before you rent an apartment, always view it first! Keep in mind that cosmetic issues, such as broken blinds, can be easily fixed. As you peruse the apartment, look for health and safety issues, such as insects, rodents, leaking faucets, water damage, dirty air filters, mold, and rust.
When you have the opportunity, introduce yourself to your potential neighbors and ask them a few basic questions about what it’s like to live there. This can be especially helpful if you’re considering an apartment that’s in a building as opposed to renting a house. You may find you get honest answers from neighbors that conflict with what the landlord says.
Walk around the neighborhood to get a sense of the community. Better yet, drive through the area during rush hour if you will be commuting by car. This will help you get a better idea of what the traffic is like and how that will impact your daily life.
Your new apartment needs the right insurance to protect it from accidents and disasters. Contact All Nevada Insurance to get started on your reliable renter’s insurance policy today.
What you should know about your income before becoming a franchise owner.
All prospective franchisees have one thing in common: curiosity. They’re all curious about income – and for good reason. They all want to know how much they’re going to make so that they can determine if it is worth it. After all, if they are going to be investing their own money, they should be able to predict their salary range.
If you’re looking to become the owner of a franchise, it’s important that you know some basics first. One of them is your salary. It’s worth noting that there is no one solid figure that franchise owners can rely on. It all depends on the industry, how many hours you put into the business, what your lifestyle is like, among others.
Firstly, it’s important to determine if franchising is for you. It’s wise not to base your next career solely on a potential salary, so look for a franchise that inspires you, motivates you, and one that you are truly passionate about. If you dislike the industry, you’re likely to dislike the franchising ownership.
If you’re looking at becoming the owner of a start-up franchise business, you may not have a salary coming in during the beginning stages of your new business. You may have just invested some of your own money into a brand-new business, may have got a small business loan to cover the balance of the total franchise costs, and you may not have any customers for the first couple of weeks. That is why it is so important to go into franchising with the right company. They will be able to give you the help that you need to get up and running quickly and effectively, meaning that you can have business in no time!
When you do open up the franchise, you’ll certainly have money coming in. But even so, it may not be able to go into your pocket – it should go back into the business. You’ll have expenses to cover such as rent, inventory, advertising, and utilities. Your goal needs to be breaking even. It’s at that point in which your revenue pays your business expenses.
Talk to the franchising business, as they may be able to tell you how much you’ll make as a franchise owner. Finding information out has to do with income, and other pertinent information regarding the operation of the business needs to be part of your franchise research. Only then will you have the whole picture!
To get started on the right franchise for your needs, visit the team at All Nevada Insurance for an exciting franchise opportunity!
Life insurance can help to protect your assets.
March is Asset Management Month, and many take this opportunity to review their asset protection. From safety precautions to security measures, protecting your assets comes in many shapes and forms. For most, large assets include a home, vehicle, and a sizable savings account. When it comes to your finances and family, life insurance can step in to help protect your assets when you are no longer able to do so.
Life insurance can protect your family and estate in a number of ways, including:
- Pay Final Expenses
The cost of a funeral and burial can easily run into the tens of thousands of dollars. Most family members don’t have this cash lying around. Life insurance ensures the family doesn’t need to suffer financially in addition to emotionally at the loved one’s death.
- Cover Children’s Expenses
Like most parents, you want to be sure your kids are well taken care of and can afford a quality college education. For this reason, additional coverage is absolutely essential while kids are still at home.
- Replace the Spouse’s Income
If the stay-at-home parent passes away, the living spouse will need to hire services to handle the domestic tasks such as cleaning the house, doing the laundry, cooking, and taking care of the children. This extra expense could easily wear on the single income.
- Pay Off Debts
In addition to providing income to cover everyday living expenses, the living family will need insurance to cover debts like the mortgages so that they don’t have to sell assets to stay solvent.
- Pay Off Estate Taxes
Estate taxes can be steep, so having insurance in place to pay them is essential to avoid jeopardizing assets or funds built for retirement. Permanent life insurance can benefit large estates while ensuring the coverage remains until the end of life.
Find the right life insurance policy to suit your needs, budget, and family by contacting the team at All Nevada Insurance today!