If you have invested in an RV of any kind for family vacations, don’t leave it uninsured. RV insurance is needed even if you already have auto insurance to cover your other vehicles. Without a comprehensive plan, you could end up spending a lot of money just to keep the RV on the road.
Check on your deductible for the year before setting out on a road trip. High deductibles are fine when you are driving a brand new RV, but a lower deductible policy may work better for older vehicles. Don’t be afraid to negotiate for a lower rate if you recently took extra training to develop better skills at handling large vehicles. Defensive driving courses are always helpful.
Watch out for loopholes that keep entire systems from being covered by the policy. Even the most full coverage options often fail to pay for repairs to the A/C unit, blackwater system, or furniture inside the unit. Good policies can be tailored to cover anything you want. If you are unhappy with how much you are spending to insure your fifth wheel or camper, consider discussing your options with All Nevada Insurance.