Don’t Get Stuck Underwater Without a Flood Insurance Policy

Flood Insurance in Las Vegas

Monsoon season is right around the corner, which means it is time to make sure that you are prepared for torrential rains. As the rain pours down, it can easily cause flash flooding, which can lead to thousands of dollars’ worth of damage at your house. While your homeowners insurance will provide coverage for many perils, it will not provide any protection for damages caused during a flood.

The Spring Mountains and Mt. Charleston that surround the Las Vegas area make it very difficult for rain storms to pass easily, meaning the Las Vegas Valley can be drenched in a matter of minutes. Since the rain water cannot easily be soaked into the rocky terrain, it makes its way in to neighborhoods. When the rain continues for more than two hours, flash floods can occur, leading to serious damage. Investing in a specific flood insurance policy is the only way to ensure that you and your home are protected from any damage.

You have the option to choose from a stand-alone flood insurance policy or adding an endorsement to your existing home insurance policy. Keep in mind that a stand-alone policy will provide more coverage than an endorsement, so make sure to consider your risk level when deciding how much protection you need. You can also choose between coverage for just the structure of your home, or coverage for both the structure of your home and your contents that you keep in your house.

For all of your flood insurance coverage needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. As an independent insurance agency, we will work with you to ensure that you have the right amount of protection for your specific needs, all at the right price to fit your budget.