More senior citizens than ever are staying on the road later in life. While there may not be any safety issues with baby boomers keeping their licenses longer, it is important to make sure that they are staying as safe as possible while behind the wheel. Enrolling in driving refresher course can help seniors feel confident when they are driving, as well as leading to lower insurance premiums, helping them save some money on a tight budget.
Most older drivers have lower auto insurance premiums since they are more experienced drivers and typically have good driving records. However, after 75, fatal car crash rates start to increase, and they significantly increase after the age or 80. Many of these fatality rates are due to physical fragility, which makes senior citizens more susceptible to having fatal injuries after a crash. There are also many other factors that can contribute to car crashes, including delayed reaction times, decreased vision, serious medical conditions, and decreased cognitive abilities. Although all of these issues can be problematic for people of all ages, they are especially common in people over the age of 65.
There are many driving refresher courses that are available, with the largest one being offered by AARP, called the Driver Safety Program. The course is only offered to people who are 50 years old and older, and can be taken online or in a classroom. The course helps to refresh a person’s knowledge of traffic rules, as well as teaching defensive driving techniques. It also offers seniors information about the dangers of driving while taking certain medications.
For all of your auto insurance needs throughout Nevada, contact All Nevada Insurance. Our experienced insurance agents can help to ensure that you receive the most comprehensive coverage to protect you in any unfortunate situation while on the road.