Are You Properly Protected on the Road?

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Uninsured/Underinsured Motorist Coverage

Las Vegas is one of the most sought after vacation destinations in the world, which can make the roads very congested for Las Vegas natives. Accidents are very common, and most times, someone else is at fault for the crash. This leads to one of the other biggest issues in Las Vegas – people who drive without auto insurance. Over 25 percent of people on Las Vegas area roads are driving illegally, which is why investing in uninsured/underinsured motorist coverage is so important.

Uninsured/underinsured motorist coverage will provide protection if you are hit by another driver that does not have auto insurance, or does not have enough auto insurance coverage to cover the damages that are incurred during the accident. It will provide coverage up to the limit of your policy. It will also provide coverage after a hit and run accident if the other driver cannot be found.

Even if the other driver does have state mandated auto insurance, it may not be enough to cover the damages of the accident. In Nevada, you are legally required to carry at least $15,000 in bodily injury liability coverage for one person, or $30,000 for bodily injuries for more than one person in an accident. You also have to carry at least $10,000 in property damage liability. It is important to keep in mind that these are only the minimum required limits, and they can easily be exceeded from just one accident. Investing in uninsured/underinsured motorist coverage can help to ensure that you are not left financially devastated after just one incident.

For all of your auto insurance policy needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. We will work with you to ensure that you have the right amount of protection, all at the right price to fit your budget.

Good Job Paul!

Posted on by TheSph3r3

We are proud to announce that one of our agents, Paul Maxwell, received the Award of Excellence from Safeco Insurance company’s underwriting division for all of the Pacific Northwest Region.  Congratulations Paul on a fine job!

Boosting Business With Digital Data

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How The Tech Age Can Help You

In the modern age, you likely find that the business world moves faster than it ever has before. Fortunately, technology has advanced to help you move faster, too. If you have not been taking advantage of digital data, your business has been missing out on opportunities for increased success. Here are a few ways utilizing digital data can move you forward.

  • Risk Profiling: Gone are the days when businesses never knew what each new day would bring. Today, real-time data on geopolitical issues and weather can alert you to a potentially challenging situations in advance, giving you the opportunity to prepare your business.
  • Targeting: You have likely always had a demographic you are hoping to target, but the concept was vague. Today, because people leave digital footprints as they click through the internet, you can gather much more information about your potential customers, helping you better hone in on—and meet—their needs.
  • Predictive Analytics: You have always been able to generally predict how your business would likely fare financially based on past reports, but today’s digital data can help you get predictive analytics, better helping you pinpoint important moments in your company’s financial future.
  • Organization: Digital data makes it possible to keep more information more organized. This keeps the most important data at your fingertips, helping you make the most educated decisions. It also ensures that important data does not get lost in the shuffle and is easy to call up as needed.

Of course, the modern age also brings new security risks. Is your business protected against them by carrying cyber liability insurance? For all of your Nevada business insurance needs, contact All Nevada Insurance. We will tailor your coverage to protect your business’s unique exposures to risk, crafting the right policy to fully safeguard your company and your hard work.

Spring Pea & Prosciutto Pasta Recipe

Posted on by TheSph3r3

Use Seasonal Ingredients To Whip Up This Delicious Dinner

Peas and asparagus are in season right now, making them the perfect addition to a hearty prosciutto pasta dinner. Here is a spring recipe your whole family is sure to love that is as nourishing as it is delicious. To make this pea and prosciutto pasta, you will need.

  • 2 tablespoons of butter
  • ½ pound of spring onion, cut into ¼ inch pieces
  • 2 tablespoons of shallot, minced
  • Kosher salt and black pepper
  • ½ cup of dry white wine
  • ½ cup of low-sodium chicken broth
  • 1 ½ pounds of asparagus, cut into ¾ inch pieces
  • 2 cups of fresh shelled peas
  • 1 pound of shell pasta
  • 1 head of butter lettuce, cut into ¾ inch pieces
  • 1 cup of Parmesan cheese + more for serving
  • ½ cup of parsley, chopped
  • 4 ounces of prosciutto, cut into ½ inch pieces

In a large skillet, melt the butter over medium heat. Add the onions and shallot and sprinkle with salt and pepper. Sauté until tender (8 minutes). Add in the wine and increase the heat to medium-high. Simmer for 3 minutes, then add the broth. Bring to a simmer, then set aside.

In a pot of boiling water, cook the asparagus (2 to 4 minutes). Transfer to an ice bath. Return the pot to boiling, then cook the peas (2 minutes). Let them rest in the ice bath, then drain the vegetables.

Return the pot to boiling again, then cook the pasta according to the package directions. Reserve 1 cup of the water after pasta is done.

As the pasta cooks, reheat the onion/wine mixture. Add the lettuce and stir until wilted (1 minute). Add the asparagus and peas, stirring until everything is warmed through. Add in the pasta, Parmesan cheese, and parsley. Toss to coat, gradually adding the reserved pasta-cooking water.

Transfer to a large bowl, top with prosciutto, and serve. Enjoy!

You want to cook with seasonal ingredients to protect your family’s health. We can help you protect your family in other ways, too. For all of your Nevada insurance coverage needs, contact All Nevada Insurance. Located in Las Vegas, our team is here to help you create a policy as perfect as the dinners you put on the table for your loved ones.

The Priciest Cars To Insure

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2015’s Top Dollar Cars, Insurance Wise

When you are thinking about buying a car, the cost of insurance coverage is probably low on your list of priorities. That does not mean, however, that it is something you should just skip thinking about. Certain cars are much more costly to insure, whether because they are made of carbon fiber or other top-dollar material, have powerful engines that could lead to more damage in an accident, or require replacement parts that have to be imported from overseas. So you do not get caught with a surprisingly high premium, here is a list of 2015’s most expensive vehicles to insure.

  1. Nissan GT-R Nismo ($3,574)
  2. Mercedes-Benz SL65 AMG Convertible ($3,573)
  3. Dodge SRT Viper ($3,318)
  4. Porsche 911 Carrera S Cabriolet ($3,216)
  5. Audi R8 5.2 Spyder Quattro ($3,206)
  6. Porsche Panamera Turbo Executive ($3,174)
  7. BMW 760Li ($3,147)
  8. BMW M6 Convertible ($3,115)
  9. Mercedes-Benz E63 AMG 4Matic Wagon ($3,042)
  10. Mercedes-Benz CLS63 AMG 4Matic Sedan ($2,972)

Bear in mind that the average cost of covering a 2015 vehicle is $1,555. That means that you can expect to pay twice as much to protect the cars on this list. If you are hoping to keep more money in your pocket and reduce the cost of ownership for yourself, keep away from these pricey vehicles. While they may look good on the road, they could leave your bank account looking lackluster.

Figuring out how much it will cost to insure your car should not have to be a headache. Call your dedicated Nevada insurance agent before you buy to get a quote on your coverage. For all of your auto insurance needs in Las Vegas and beyond, contact All Nevada Insurance. We can help you get the right policy to protect your dream vehicle and pocketbook.

Minimizing Your Motorcycle Insurance Premiums

Posted on by TheSph3r3

How To Save Money On Your Motorcycle Coverage

You love your motorcycle. It allows you to maneuver through traffic, park easily, and save at the gas pump. Unfortunately, you may be seeing the saving at the gas station turning around and pouring straight into your motorcycle insurance premiums. While you know you need to maintain this coverage, you probably feel a bit peeved each month when the bill comes. Fortunately, there are some steps you can take to help you save!

  • Maintain a good driving record. This may seem like a no-duh suggestion, but many people do not capitalize on it. If you have been driving without a moving violation or an accident for a time, talk to your insurance agent. He or she may be able to help you drive down your premiums based on your driving history.
  • If you have been in an accident, or if you are under 25, consider taking a training course. Graduating from one of these courses can help negate the negative repercussions of being a high-risk driver, helping you save more money.
  • Ask your insurance agent how you can save. Membership in a motorcycle association can help you save, your age could earn you mature rider discounts, or writing all of your policies together can reduce your premiums.
  • Store your bike safely. Deciding to park your motorcycle in your garage rather than on the street each night will increase its safety, helping you keep more money in your pocket.

Is your insurance agent helping you maximize your savings on your motorcycle insurance and all of your other types of coverage? To get that level of dedicated service, contact All Nevada Insurance. Our dedicated team is here to help you get the right policy at the right price. Come visit our offices in Las Vegas or give us a call to get the best Nevada coverage for your family and for your budget.

Uninsured Motorist Coverage 101

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Understanding Where You Are Protected

It would be great if you did not need uninsured motorist coverage. That would mean that every driver on the road today is responsible enough to carry at least the state-mandated level of car insurance, protecting themselves and you out on the open road. Unfortunately, that is not the case. There are a shocking number of people driving around carrying no insurance at all.

To help you be best safeguarded, your insurance agency has developed a product that is designed to protect you against the possibility of being left without coverage if you get into an accident with an uninsured driver. This product is called uninsured motorist coverage that can be broken down in two ways.

This first, and most common, type of this protection is uninsured motorist bodily injury coverage. This will step in to cover your medical expenses, and those of your passengers, if you get into an accident with an at-fault driver whose insurance coverage is insufficient to cover those costs. This ensures that you will be able to get healthy again no matter what.

The second type of this protection is uninsured motorist property damage coverage. This will step in to repair your vehicle if it is damaged by another driver not carrying insurance coverage. That will ensure that you are not on the hook for body shop bills just because the at-fault driver was not carrying enough car insurance.

So you can best be protected against other drivers’ lack of responsibility, contact All Nevada Insurance. Our team is committed to helping you get the right car insurance policy to be fully protected no matter what—or who—lies on the road ahead. For all of your coverage needs in Las Vegas and all of Nevada, do not hesitate to get in touch with our expert team.

Optimizing Your Office Inventory

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The Importance Of Listing Your Business Property

Suppose that a fire sweeps through your business. No, it is not an ideal scenario to consider, but preparing for the worst is the key to staying successful even in the face of disaster. If a fire burned down your building and destroyed all of your office equipment, you would be fine because your business insurance would kick in to protect you, right?

Correct. The issues arises, though, that you may not be able to think of every individual item that was destroyed in the fire. This could become problematic, as you have a definite amount of time in which you need to file your claim. If you think of that piece of expensive business equipment you rarely use but definitely need a month later, too bad.

How, then, do you ensure that your policy will offer protection for all of your business property? Fortunately, the answer is as simple as it is common sense- create an office inventory. List every item in your office—along with receipts, credit card statements, and appraisals showing its value—on your inventory. It may seem tedious at the time, but it will make filing a claim and getting the reimbursements your business needs to bounce back after a disaster a snap. Make sure you store your office inventory in multiple locations and/or digitally to protect it.

Should a disaster strike, your office inventory will do you no good unless you have the insurance coverage you need to kick in and replace every item on it. To get that high level of business insurance, paired with a high level of service, contact All Nevada Insurance. Our Las Vegas team is here to meet all of your Nevada commercial coverage needs. From guidance on creating your office inventory to support when it comes time to file your claim, call us today.

Get Ready To Rock In Rio

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Las Vegas Joins International Ranks

Joining the likes of the inspiring international cities of Rio de Janeiro, Lisbon, and Madrid, Las Vegas has been announced as the fourth city to host the Rock in Rio music festival. It began in 1985 in Rio de Janeiro, and has grown to be one of the biggest music festivals in the world.

At a star-studded press conference in Times Square, Rock in Rio announced that its 30th anniversary event will be held over the weekend of May 8th and 9th (rock weekend) and May 15th and 16th (pop weekend) in Las Vegas. This will be the first time the festival has come to the United States, and promises to be an all-out party. Metallica, Linkin Park, Taylor Swift, Bruno Mars, Ed Sheeran, Empire of the Sun, Joss Stone, Deftones, and John Legend have all been announced as part of the initial lineup for 2015.

To hold all of the excitement, Rock in Rio is teaming up with MGM Resorts International, Cirque du Soleil, and Ron Burkle to redefine musical festivals in America. The festival will be held in the “City of Rock,” which will be a custom-made, 37 acre permanent open-air concert venue. The City of Rock will hold six stages, a 64-foot-high zip line, and an air-conditioned area with a view of the City of Rock and a buffet so you can recover and refuel. Whether you are hoping to attend the rock or pop weekends, you can get your tickets here.

We look forward to seeing you at this fun festival! For all of your Nevada insurance coverage needs, contact All Nevada Insurance. We are dedicated to protecting Las Vegas families because our families are in Las Vegas, too. To get the right policy at the right price to have peace of mind in 2015 and beyond, call us today!

Prepping Your RV For The Season—And Road—Ahead

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Is Your Recreational Vehicle Ready For The Summer?

You likely did not take your RV out on the road very often this winter, so it is important to do a little maintenance on it to restore it after months of sitting. Getting your RV ready for your summer adventures will not take too much of your time, but it will ensure that you do not hit any roadblocks as you head out. Here are a few ways you can prep your RV so it will be ready for the road ahead.

  • Perform A Basic Auto Inspection: Your RV is a vehicle, and consequently needs to be maintained in the same way. Check the brake pads, test that brake lights and turn signals are working properly, check your tire pressure and be sure that the tread depth is not too shallow.
  • Spring Clean: While your RV is a vehicle, it is also a living space. Consequently, you should give it the same attention you give your home when it comes to deep cleaning to shake off the dust of winter. Throw your cleaning supplies into a bucket and bring them out to your RV to get it sparkling for summer.
  • Refill Fluids: Drain out the antifreeze from the holding tank and turn off the water heater bypass. Then, according to the manufacturer’s directions, refill the water and propane tanks. While you fill, open the hot and cold water faucet leaks to let the air escape as the tanks fill. Check for leaks.

A crucial component of getting your RV ready for the season ahead is making sure it has the coverage it needs so your adventures will never become stressful. For that kind of protection, contact All Nevada Insurance. Located in Las Vegas and Henderson, Nevada, we are here to help you get the RV insurance you need to protect your summer travels.