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Home renovations can make a huge difference when considering putting your home on the market, or making improvements for more comfortable surroundings. When attempting to increase the value of your home, there are a number of things you can do. First, taking the time to research renovations that have lasting value would be key. Little details matter. Some of the most popular renovations that can provide a quick return on your investment would be renovating kitchens, bathrooms, creating multipurpose rooms, or making spaces that have proven to be popular, such as changing a dining room to an office. These types of changes can be altered to function as you see fit whenever you need them. When planning home renovations, checking your insurance policy to change your coverage is important. You want to make sure your home is covered during your renovations, increasing the value of your current policy after the work is done. This will ensure your home is protected in case of loss or damage, and you will not have any lapses. To get ideas on home renovations that will give you the best bang for your buck, speak to a real estate and insurance agent. They will be able to guide you to resources that will show you the trends, what styles, colors, types of tile, and other specific finishes that will be relevant to your improvements. Knowing how to proceed makes a huge difference in your planning and associated costs. For more information on home improvements that pay off in Nevada, contact All Nevada Insurance for the best advice on home protection and insurance options.
Don’t Fall Victim to Car Theft
Car theft is a major problem across the nation. Most people believe that car thefts happen when someone confronts them and demands for their keys. Yet in actuality, more car thefts occur during burglaries where the thief steals the keys from the home. In addition, people sometimes leave the keys in the ignition when running into the store for a few minutes, giving a car thief quick access to the vehicle.
You don’t have to become a victim of car theft. Use the following tips to lessen the likelihood of your car being stolen.
Keep valuables out of sight. When a thief doesn’t see anything interesting in your car, they won’t be tempted to break into it to get at your purse, handbag or cell phone.
Be careful where you park. Avoid dark, unlit streets that makes it tempting for a car thief to break into your vehicle. Also, try to avoid parking near shrubbery or other obstacles that block your view of the vehicle.
Never leave the keys in the car. You are basically hanging a sign in the windshield saying, “Steal me.” Also, stow your keys in a place where a burglar can’t get to them if your home is broken into.
Always lock doors and windows. Don’t make it easy for your car to be stolen. With the way key fobs are made today to set an alarm and lock the doors, there isn’t any reason to welcome thieves into your car.
Get anti-theft equipment. Older vehicles that don’t have car alarms as standard equipment should be equipped with anti-theft equipment. Most car part stores will have a wide range of products to choose on based on your budget such as gear-stick locks, tracking devices and immobilizers.
For more information about our insurance policy coverage in Nevada, please contact All Nevada Insurance with offices located in Las Vegas and Henderson.
Fun Ways to Beat the Las Vegas Heat
Summer is coming, and Nevada residents know that summer means hot weather. Before the weather gets too hot, you may want to start planning some ways to beat the Las Vegas heat.
Circus Circus
If you love amusement parks, but sweating outdoors while standing in line all day is not your style, you can head over to Circus Circus at the Adventuredome. This indoor amusement park includes fun for the whole family, with clown shows, games, miniature golf, and amusement park rides.
Hotels with Water Features
If you prefer to remain outdoors but still need to cool off, you can book a room at one of the popular Las Vegas hotels that have lazy river water features, wave pools, and cooling fountains. If you are a guest, you may be able to invite a friend to join you for some fun in the sun. The Monte Carlo, Mandalay Bay, and Wynn Las Vegas all have first class water features, but there are other hotels with amazing pools in Las Vegas as well.
Minus5 Ice Lounge
The Midtown Hilton offers a novel way to cool off when temperatures hit triple digits. The Minus5 Ice Lounge is named for the temperature of the bar. This popular lounge is kept at negative 5 degrees Celsius or 23 degrees Fahrenheit. The glasses, walls, chairs, and bar are all carved out of solid ice.
Bellagio Conservatory and Botanical Garden
At the Bellagio hotel, you can enjoy gorgeous displays of nature without sweating a drop. The expert gardeners at the Bellagio display botanical specimens from all over the world. The exhibits feature bridges, gazebos, ponds, and water features, bringing the beauty of the outdoors indoors. One of the best things about enjoying the conservatory and botanical garden is that you can enjoy the beauty for no charge. While you are at the Bellagio, you should take the time to watch one of their water fountain shows, also free to the general public with shows every half hour Monday through Friday.
If you need an insurance policy or have questions about your coverage, contact All Nevada Insurance in Las Vegas, Nevada today!
Cinco de Mayo Celebration
On Saturday, May 3, 2014, we teamed up with A.M Volunteers to raise money for Candlelighters Childhood Cancer Foundation of Nevada. The fundraiser took place at the great tasting Rollin Smoke Barbeque restaurant. There was free face painting, snow cones, popcorn, balloons, as well as free photos from Vegas Booth.
May Event Highlight: Las Vegas Car Stars 2014
If you’re looking for a place where you’ll be surrounded by top celebrities and fabulous cars, then the 2014 Las Vegas Car Stars is for you. Put on on by Paul Casey Productions, Las Vegas Star Cars is a jam-packed entertainment event with celebs and vehicles from some of the top-rated movie and TV shows.
It’s specifically put on for fans of Knight Rider, Smokey & the Bandit, Green Hornet, Dukes of Hazzard and even Ghostbusters. Some of the celebrities that will be at this year’s event include Antonio Gargas, Catherine Hickland, Jason Johnson and James Winburn.
If you want more of a personal experience at the Las Vegas Car Stars event, you can purchase a Meet and Green VIP Party Pass or even an autograph pass to get your favorite celebrity’s very own John Henry. The Kick-Off Party is slated to start on Thursday, May 15, with the event finally beginning the following Friday and running through that Saturday, May 17.
Best of all is that this event helps to make a difference in children’s lives all across the country, as proceeds support the Children’s Miracle Network. This is a charity that assists special needs children and their families.
Come out and pay homage to some of the best original movies and television shows while supporting children who need a little extra help in their lives.
All Nevada Insurance has the expertise and capability of assisting all residents in the Las Vegas, Nevada, area with their insurance policy coverage – be it car insurance, health insurance, life insurance, home insurance or commercial insurance. Contact All Nevada Insurance today to see what we can do for you!
Cinco de Mayo Fundraiser!
What Steps to Follow When Purchasing a Car From a Private Seller
It’s time to purchase a new car. While you normally purchase a vehicle from a dealership, this time you saw the perfect vehicle that was being sold by a private seller. You’ve never tried buying a car from the previous owner and are a bit worried that things might not go as planned.
You can have success buying a car from a private seller by using the following tips.
1: Always meet the private seller in a public place during the daytime. You don’t know the person and there are untrustworthy people who will try to rob you by saying they have a car for sale.
2: Check out the history of the car. There is no point taking a test drive of a vehicle that has hidden damage caused by things like a flood. Get a Vehicle Identification Number (VIN) history report through the state’s Department of Motor Vehicles. Also, get a CarFax vehicle history report.
3: Get the car inspected. Have a thorough inspection by a mechanic you trust before handing over any cash.
4: Test drive the vehicle. You should test drive it during the day and the night to make sure all equipment is running properly.
5: Ask for information about liens. Liens will prevent the car title to be transferred over into your name. The history reports will let you know about the lien but if the private seller denies that one exists, you may be in for a scam. Don’t hand the seller any check. Ask them to get a 15-day payoff from the bank lender and pay the lender directly, according to US News. This method will also ensure that the title will be in your name.
6: Negotiate a purchase price and complete the paperwork. Again, never hand over any money to the private seller until all the paperwork is completed. So ensure you have the title in your name and the registration is transferred before they get the check and you get the car keys.
For more information about car insurance policy coverage in Nevada, please contact All Nevada Insurance with offices located in Las Vegas and Henderson.
Cinco de Mayo Fundraiser for a Worthy Cause That’s Dear to Our Hearts
We are proud to be partners with AM Volunteers and couldn’t be happier about the success we have had in putting together an amazing fundraiser that will benefit Candlelighters Childhood Cancer Foundation of Nevada directly. Candlelighters Childhood Cancer Foundation of Nevada is one of the best non-profit support groups made to help kids with cancer and their families.
For Cinco de Mayo this year, we are putting on a fundraiser that will be fun for the entire family. We’re celebrating Saturday, May 3, and the fundraiser will get going at 11:00 a.m. We will have Vegas booths on location between the hours of 11:00 a.m. and 2:00 p.m. With any donation, you’ll get a free picture!
In addition, we’ll have snow cones (from none other than Raspados!), mouth-watering food (BBQ from Rollin Smoke Barbeque), popcorn and lots of balloons! It’s an event that the entire family can truly enjoy while doing a good deed.
Our primary goal is to raise money for Candlelighters Childhood Cancer Foundation of Nevada so that they can continue making a difference in the lives of children with cancer and their families. We believe this is one of the greatest causes in Nevada and are incredibly happy to be a part of it. Please come out, join us for some family fun and help us raise funds and awareness for the Candlelighters Childhood Cancer Foundation of Nevada.
For more information regarding our Cinco de Mayo fundraiser, please contact All Nevada Insurance.
And don’t forget that All Nevada Insurance has the expertise and capability of assisting all residents in the Las Vegas, Nevada, area with their insurance policy coverage – be it car insurance, health insurance, life insurance, home insurance or commercial insurance. Contact All Nevada Insurance today to see what we can do for you!
Inventory Tips: How to Check, List and Protect Your Personal Property
A personal property inventory can help you determine whether you have all the insurance coverage you need. Here’s how to create and maintain a checklist your possessions:
1) Start with a basic list of what you own and how much it is worth. If items appear valuable, but you’re not sure of their worth, have them appraised.
2) Be sure to include items kept in safe deposit boxes, storage facilities. Make sure to check drawers, closets, basements, crawlspaces and attics.
3) Take a video camera through each room of your residence. Filming possessions can help you verify ownership in the event of a disaster or theft.
4) Keep receipts for big ticket items.
5) Update your list when you make major purchases or receive expensive gifts.
6) Make several copies of the inventory and video. Store at least one outside your home – in a safe deposit box or as a virtual copy online.
Remember that your homeowners policy may exclude some expensive items, or limit reimbursement to below replacement value. An independent insurance agent can help you obtain additional coverage for your heirlooms and most valuable items.
All Nevada Insurance can help Las Vegas residents with their homeowners insurance and renters insurance needs. To learn more, contact us.
Commercial Insurance: Do You Have Enough For Peak Season?
Granted, when you own a business, having commercial insurance is a given. You have to have it to protect you and your business in case of an accident or a disaster. Not only do you have to have coverage to protect your workers as well as your customers but you have to have it to protect your inventory as well. However, when you’re in the middle of your busiest time of year, do you actually have enough commercial insurance coverage to truly protect you financially?
When you first set up your commercial policies, you set up values for inventory, workman’s compensation, liability, et cetera and so on. However, as your business has grown, especially during your peak season for business, the amount of these coverages may not be enough. That means if accidents happen or you have a fire happens that costs more than the insurance policies will cover, you could be personally financially liable for the remaining amount. This could be a personal disaster as well as a business disaster.
Working with a great company like All Nevada Insurance in the Las Vegas area will make sure you have all the business insurance coverage you need. Contact them today for a quote about updating your commercial insurance coverage, especially if you’re heading into your peak business season. You want to avoid disasters and having the right coverage makes sure a financial disaster doesn’t happen.
