How To: Protecting Yourself While Renting

Renter’s insruance is vital for anyone is is renting a house or apartment.

Renting a house or apartment is a great way to have a space of your own, even if you aren’t ready to take on all the responsibility of buying a home. However, just because you don’t own your house doesn’t mean that you don’t have your own responsibilities. Making sure that your home and belongings are covered with the right renter’s insurance policy will help to give you the peace of mind that you deserve.

Even though your landlord will have an insurance policy for your home, it will only provide coverage for the structure of your house, not for what you keep inside. The only way to protect all of your personal belongings that you keep inside is with a specific renter’s insurance policy. as an added bonus, your renter’s insurance policy will also provide liability coverage in case anyone is injured while visiting your home.

Luckily, even if you are just starting out on your own, you can afford renter’s insurance. As one of the most affordable insurance policies out there, renter’s insurance typically costs less than $200 for a year of coverage. The amount that you will actually pay will depend on the exact amount of coverage you need, your deductible, and various other factors.

While not required by law, many landlords require that their tenants carry renter’s insurance before signing the lease. Renter’s insurance helps to shift some of the responsibility from the landlord to the tenant, making it high on landlord’s priority lists.

When it comes to finding the right renter’s insurance policy, working with the right independent agent will help to ensure that you are able to find the perfect policy. Contact the independent insurance professionals at All Nevada Insurance in Las Vegas for all of your renter’s insurance coverage needs.