An ATV is fun for kids and adults, making it a great addition to the family toy list. While exciting and adventurous, an ATV is deadly and dangerous when handled incorrectly. Even when handled properly, a malfunctioning ATV can cause serious injury or fatalities so always exercise extreme care with this powerful toy. It is always better to exercise caution but the most important thing to do is review your insurance policies.
Homeowners’ insurance providers include different coverage with standard policies. Never assume that your current policy will cover everything that happens in the home. You can add the ATV as a scheduled item to your policy. This means that if your standard policy does not cover related expenses then the added coverage will.
An ATV is quite expensive so consider adding it to your current insurance policy. Although it is just a toy, damage and repairs are costly to fix. Before letting your kids ride the ATV, go through safety precautions like speed limits with them. To schedule an item to your policy, contact All Nevada Insurance for options in the Nevada area.