The state of Nevada requires all residential car owners to show proof of auto insurance that pays at least $25,000 per person for bodily injury ($50,000 per incident) and a minimum of $50,000 for property damage. Your classic auto insurance may meet the minimum requirements. Is that amount enough, though, if your vehicle is damaged beyond repair in Las Vegas, NV? The agents at All Nevada Insurance Inc. can help you find the classic auto indemnity coverage that is right for your lifestyle.
What is classic auto insurance?
Classic auto insurance is an indemnity plan that provides coverage for vehicles that are at least 15 years old. Your mileage on an eligible car or truck must also be significantly below average for a classic auto insurance plan to fully serve its purpose.
Classic auto insurance is not the same as antique indemnity coverage. Antique auto insurance requires the age of the vehicle to be at least 25 years old. Drivers are also restricted when operating antique vehicles. Classic auto insurance does not have stringent restrictions but does typically pay more than standard car insurance when the vehicle is damaged beyond repair.
How much classic auto insurance do you need?
The amount of classic auto insurance you need heavily depends on your lifestyle. You may find that purchasing the minimum coverage is sufficient if you do not commute for months at a time in Las Vegas, NV. It may be necessary to buy more coverage if you drive several times per month.
The agents at All Nevada Insurance Inc. can help you find the classic auto insurance plan that is right for your situation. Call us today to get started with a quote for coverage!
At All Nevada Insurance (ANI) we are committed to helping you in getting through such unprecedented times. We sincerely hope you all are doing well despite the state of affairs currently affecting our daily lives and know this too shall pass.
In light of the recent concerns, we have taken precautions. As an insurance agency, we are considered an essential business; however, a majority of our offices around the valley have opted for safety first for our staff and for our community. We are open for business via technology through the use of telephones, email, online conferencing and use of our online customer service portal. We are working closely with our carrier partners to support those being affected financially so if you are concerned about your payments, please be sure to give your agent a call so we can see how we can work alongside you to lessen the stress. Please feel free to visit our website at www.allnevadainsurance.com or www.aniinc.us and choose our customer service portal. If you have a registered email and mobile phone registered with us, you will be able to request changes online. We are only accepting electronic payments at this time by only taking a debit/credit card or using your routing and account information. If you are more comfortable speaking to your personal insurance broker, please contact them on their office phone during normal business hours. Hold times may be slightly longer than usual since many of our agencies are now working remotely. We appreciate your patience as we continue to strive to work in excellence.
You are very important to us and we appreciate the opportunity to serve you. Our best to you and your families. We will get through this together.
Camping gear can be costly, especially if you have to replace it. People enjoy camping because it allows them to get away from the hustle and bustle of their everyday lives. In Las Vegas, NV, residents love to explore and camp in the mountains. The agents at All Nevada Insurance, Inc. offer recreational insurance that will help to cover the cost of your camping gear if it is ever damaged or stolen while you are out and about wandering the forests.
Your homeowners’ insurance will often cover your camping gear, even if you have it in a remote location. Typically, this would include your tents, sleeping bags, propane cooking stoves, and other portable camping gear. It’s essential to keep an itemized inventory of all your camping equipment and make sure that your agent also has a copy.
Some types of camping gear may also fall under recreational insurance. If you own an RV or pull-behind camper, your camping gear may be covered under this type of insurance. This could include campfire cooking items, chairs, tables, and awnings. If you own an RV or camper, keep an updated inventory on hand, and give one to your insurance agent as well.
Anyone who loves to go camping knows how valuable their camping gear is. If you live in the Las Vegas, NV area, and are an avid camper, contact the agents of All Nevada Insurance, Inc. They have the information you need on recreational insurance policies and will work with you to make sure all of your camping gear is fully protected. Take a few minutes and call their office today!
It was with great pleasure to present one of our longest-tenured and extremely loyal mortgage lenders this limited edition Kansas City Chiefs Superbowl World Champions Wine Bottle. Thank you, Steve, for entrusting in us to take care of both you and your clients for over 15 years!
Owning an RV in Las Vegas, NV is an open invitation to the world beyond a stationary front door. Instead of having to be greeted with the same view time and time again, you get to choose what you see on any given day. This kind of freedom is precious to RV owners, but it also presents a few problems that they need to account for. Instead of taking certain things for granted, they need to ask how their insurance policy will affect their lifestyle. All Nevada Insurance, Inc. wants you to know more about RV insurance and what exactly it’s made to cover.
The short answer to this question is that it ultimately depends on your policy. Typically, you’ll need to talk to your insurance carrier to ensure that your possessions are covered from theft, vandalism, or damage.
Why It Matters
For many people, they use their RV insurance as if it’s their home, which is why it’s not unusual to see people buy some home insurance. If you’re going to be taking your RV out for just a day or two every month, though, it’s different from living in it for six months straight. If you’re planning on spending extended time in the RV, you’re likely to take everything from your favorite clothes to your jewelry and electronics. This can ultimately make for hefty replacement fees if you suffer from an unexpected catastrophe.
If you have questions about RV insurance, call All Nevada Insurance, Inc. today. We’re here to help the people of Las Vegas, NV get answers that will ultimately make it easier for them to enjoy their RV that much more. Whether you’re planning an epic trip or want the option someday, we’re here to chat.
Motorcycle riding is both fun and dangerous, due to the high risk of injuries if you have an accident. The more skilled you are at riding, the better your chances are of avoiding accidents. Through a motorcycle safety course, you can learn valuable riding skills that can protect you during your travels. At All Nevada Insurance in Las Vegas, NV, we recognize the importance of motorcycle training in keeping riders safe on the road. Here are some of the many benefits you stand to gain by taking a motorcycle safety course.
Learn Riding Skills
As a new rider, you’ll learn motorcycle riding skills from experts to enhance your safety on the road. You’ll also gain riding practice and experience within a safe, secure environment. The more experience you have, the more confident you’ll feel on the road.
Hone Riding Skills
If you’re an experienced rider, you can hone your skills for long-distance or city riding. Through intermediate riding classes, you can learn new safety techniques that can make you a better rider. You’ll also have a chance to correct poor riding habits that put you at risk of causing accidents.
Input on Buying a Motorcycle
New riders can gain experience riding different types of motorcycles in a motorcycle training school before deciding what type of bike to buy. Your instructor can even provide valuable input on buying a bike, motorcycle gear, and even motorcycle insurance.
Many insurers offer insurance discounts to riders who complete a motorcycle safety course as learning riding skills reduces their risk of accidents.
Fulfills DMV Motorcycle Test Requirements
Completing a motorcycle training course from an approved school in Nevada could fulfill your DMV test requirements to obtain a motorcycle license.
For quality motorcycle insurance at affordable costs, contact All Nevada Insurance Inc. in Las Vegas, NV.
The state of Nevada is well known for having some scorching summer days. At the same time, there are many different local lakes and waterways that can be enjoyed if you buy your very own boat. When you are shopping for a boat in the Las Vegas, NV area, you need to remember that you have to get boat insurance as well. Several benefits come when you get boat insurance in this area.
Ensures Your are Covered for Accidents
One of the main advantages of getting boat insurance in Las Vegas is that you are covered for damages if you are at fault in an accident. While you can be a very safe boat operator, there is always a risk that you could cause an accident. Depending on the accident, the damages could be expensive to cover. The boat insurance policy will give you liability protection for these situations.
Protects your Boat
Another advantage of boat insurance is that it will protect your boat. If your boat is ever stolen, damaged, or vandalized, paying to replace or repair it could be costly. When you have a boat insurance policy, it will give you coverage for these situations. Many boat lenders will also require you to carry this insurance to ensure you can repair or replace the boat if necessary.
There are a lot of great reasons to get boat insurance on your Las Vegas, NV area boat. When you are shopping for boat insurance, you should contact the team at All Nevada Insurance, Inc. When you do contact the insurance professionals at All Nevada Insurance, Inc., you can learn a lot more about your insurance options and needs. This will make sure that you and your boat are adequately covered at all times.
On November 7, 2019, we raised $65,000 during our annual MMA charity event, the most money to date. We have created and coordinated this event since 2010 to help raise money and create awareness for Randy Couture’s GI Foundation This foundation that directly assists wounded soldiers and their families.
Insurance is an important part of protecting your Las Vegas, NV lifestyle. Home, renter’s, and auto insurance policies ensure that your most vital assets can always be replaced, no matter what life throws your way. However, there are times when your basic policies may not be enough to correct sustained damage. In these cases, an umbrella policy from All Nevada Insurance, Inc. makes your personal insurance coverages work better.
How does adding umbrella coverage maximize your insurance benefits?
Umbrella coverage is an inclusive policy. You only need one to ramp up the protection on all of your existing personal coverages.
As an addition, umbrella coverage is meant to support your primary policy. That means a covered event automatically triggers your umbrella insurance too. There is usually no additional work needed on the subscriber’s part to secure payouts.
The payout from your umbrella policy is in addition to what you receive from your primary policy. These additional funds help you pay for expenses that would normally have to come out of your pocket.
As add-on policies, umbrella insurance offers high cover amounts with relatively low premiums. That means you can multiply your potential payout with only a small increase in monthly payments.
Umbrella payouts help reduce your personal financial burden. For example, your new car gets totaled as you’re driving it off the lot. Your auto insurance may provide enough to pay off your existing loan, but not enough to replace your vehicle. Your umbrella payout can be used to secure a replacement car. Payouts work similarly for home, renter’s, and commercial insurance packages.
Talk to the experts at All Nevada Insurance, Inc. to find out how umbrella insurance can complement your Las Vegas, NV lifestyle.
If you’ve recently purchased a condo, your next step is getting insurance to protect your investment. Before selecting a condo insurance policy, make sure you understand how condo insurance works and the protection it has to offer. The following facts compiled by All Nevada Insurance Inc. can help you make wise condo insurance choices to protect your Las Vegas, NV condo.
Your condo has a master insurance policy that generally covers damage to your building and common areas.
If your master policy offers "all-in" coverage, it will also cover appliances, wiring, plumbing, light fixtures and other built-in structures included with your unit. If the master policy is "bare bones," it offers no protection for the interior of your condo, leaving you to provide this coverage on your own.
By purchasing your own condo insurance policy, you can ensure you have the protection you need for your individual unit. An individual HO6 insurance policy offers interior protection, protection of personal property and protection against liability claims.
Interior protection includes walls, ceilings, floors, light fixtures and built-in structures that came with your condo. It generally covers such perils as smoke damage, fire, adverse weather, theft, and vandalism.
Property coverage protects your goods to include clothes, jewelry, furniture, appliances, electronics, and other goods. You have the option of getting actual cash value coverage or replacement cost coverage. The former covers the value of your goods less depreciation. The latter coverage will pay for replacing your goods, without taking off for depreciation.
Liability coverage protects you against accidents that people may have while visiting your condo. It also covers legal expenses for lawsuits if you’re sued for damages, up to the limits of your policy.
For more information about condo insurance coverage and costs, contact us at All Nevada Insurance Inc. in Las Vegas, NV.