Fool-Proof Fire Prevention Tips!

Posted on by TheSph3r3

When you buy a home, you are making one of the biggest investments of your life. There are many threats to your home that can never really be controlled. A few examples are natural disasters like floods, mudslides, and forest fires. However, you can control the way you prepare for these occurrences! Better preparation means less panic, and stress. Here are a few recommendations to ensure you and your family would be ready to handle a fire in your home:

  • Have a discussion with your family to make sure that all members are aware of how to get out of the house. They should know how to open all the windows quickly, and be aware of your designated meeting spot. The meeting spot is a safe area where you and your family members would reconvene after escaping a fire.
  • Install smoke detectors in every room of your home, and make sure that the batteries are working properly. You should also do monthly battery checks.
  • Place fire extinguishers throughout your home, and ensure that everyone knows where to find them. Teach your children how to remove the pin, and expel the fire retardant.
  • Consider installing a central alarm system that will alert you of fires, break-ins, and more.
  • Make sure that you have the right form of insurance, and that you are covered for an amount that is appropriate for the home you are living in. If you have too much coverage, you are wasting money on your insurance expenses each month. If you have too little of coverage, you are exposing yourself to dangerous financial risks that you should do your best to steer clear of.

If you would like quality insurance advice from an experienced, fully licensed insurance broker who serves numerous locations, then look no further than All Nevada Insurance! We serve the insurance needs of Nevada, Colorado, Arizona, California, New York, and Utah residents!

Homeowners Insurance and HOAs

Posted on by TheSph3r3

Homeowners associations, or HOAs, are not only for condos and apartments. Many single-family homes are also part of a HOA. Living in a house with an HOA comes with many perks, such as knowing that your yard and the community pool will always be well maintained. If you live in a home with an HOA, it’s important to know how to handle your homeowners insurance policy.

When you join an HOA, make sure that you know exactly what their Master policy covers. If you live in a detached home that is part of an HOA, their insurance policy will most likely cover all of the community amenities, such as gates and any recreational facilities. It’s also important to make sure that you know how much coverage the Master policy provides.

Even though you’re part of an HOA it doesn’t mean that you don’t have to purchase your own homeowners insurance policy. Just as if you weren’t part of an HOA, you would still need to invest in a policy that would provide enough coverage for all of your assets if they were destroyed or damaged. It’s important to make sure that your individual policy provides enough coverage so that there’s no gap between the HOA policy and your policy.

It’s even more important to make sure that your individual homeowners insurance policy has enough liability coverage when you’re part of an HOA. Since homes in an HOA are typically closer together, a fire or water leak that starts at your home can easily spread and cause serious damage to other homes.

Contact the insurance professionals at All Nevada Insurance in Las Vegas for all of your homeowners insurance needs. We will work with you and your HOA to ensure you have the right amount of coverage for your specific situation.

Best Halloween Events for Las Vegas Locals

Posted on by TheSph3r3

With Halloween just around the corner, it’s the best time to look for fun and friendly events! Make sure to check out these exciting events in the Las Vegas area this fall.

McKee Family Ranch Pumpkin Patch is the perfect place to get everything you need to get ready for fall. With hundreds of pumpkins to choose from, you’re sure to find the perfect pumpkin for your jack o’ lantern. The pumpkin patch also features a hay bale maze, corn cannon, face painting, horse-drawn hayrides and a pony ride.

The undead maze in Las Vegas is the perfect place if you’re looking to get spooked this season. With one of the best haunted-houses in the area, make sure you’re ready for all that the haunted house has to offer.

Stu Miller’s Pumpkin Patch has many locations throughout the Las Vegas area to ensure you’re always close to the best pumpkins available!

If you’re looking for a more adult event, make sure to come out and enjoy all that the 5th Annual Las Vegas Halloween Parade has to offer. The parade begins at 13th Street and Freemont and makes its ways down to Las Vegas Blvd. Make sure to wear your best costume and plan for a wild night out on the town. Make sure to take plenty of pictures of all the fun and use #LVHP to tag your pictures on Instagram and Twitter.

All Nevada Insurance would like to invite all Las Vegas locals to come out and enjoy all of these exciting events this Halloween! We would also like to remind you to stay safe this holiday weekend.

We are excited to announce…

Posted on by TheSph3r3

We are excited to announce that our annual unarmed combat charity event; Round 5: Knockout Cancer for Candlelighters Kids raised over $33,000!  We want to first and foremost thank Texas Station for their wonderful hospitality and efficient staff.  We would also like to greatly thank all of our partners, sponsors, donors, as well as all media outlets, gyms, fighters, planning committee members, USA Boxing, ISKA and their wonderful team and everyone who came out to support this event.  We are already looking forward to next year’s event; Round 6: Knockout Cancer for Candlelighters Kids to be the best one yet!

New Office Location!

Posted on by TheSph3r3

We are proud to announce the opening of our new office located at 153 W. Lake Mead Parkway, Suite 2100 in Henderson.  This brings our total offices here in Southern Nevada to six.  Thank you to our clients, referral sources, insurance companies we represent and everyone in our organization who take care of all the important groups we just named.  We look forward to many more years of growth and success!

Not Investing in Insurance Could End up Costing You

Posted on by TheSph3r3

Investing in the right insurance policies is the only way to ensure that you and your assets are protected incase of any disaster, even though it may be pricey. Many people wrongly believe that they can save money by skipping out on insurance coverage in their life. However, not investing in the right insurance policies can actually end up being much more expensive in the long run. Here are some of the reasons not investing in insurance can be devastating:

  • In case of a catastrophic loss. While experiencing a catastrophic loss is uncommon, it doesn’t mean that it’ll never happen. Even if you’re independently wealthy, you can be financially devastated in the case of a catastrophic loss. Instead of opting out of insurance policies, raise the deductibles if you’re looking for ways to save money.
  • For future insurability. When you’re looking for a new insurance policy, no matter what the policy is, most insurance companies will ask how long you’ve been continuously insured. If you can’t prove that you’ve been continuously insured for a number of years, you may be considered a risk, and some insurance companies may not want to insure you.
  • Potential for liability claims. Even if you choose not to invest in an insurance policy because you don’t think that you’re at risk for an accident, you should always consider the possibility of a liability claim. If someone is injured at your home and sues you, the liability portion of the policy would provide protection. Without liability insurance, you and your assets would be left vulnerable in the lawsuit.

For all of your insurance needs throughout Nevada to ensure that you are covered in any unfortunate situation, contact All Nevada Insurance in Las Vegas. We’ll work with you to ensure that you have the most comprehensive coverage at the right price.

We Loved Volunteering at the 5K & 1 Mile Race for a Superhero!

Posted on by TheSph3r3

We just got done sponsoring the 24th Annual 5K & 1 Mile Race for a Superhero, and loved every minute of it! The event took place on September 13th and helped to raise funds for Candlelighters Childhood Cancer Foundation of Nevada. We have enjoyed sponsoring the event for the past few years, and love being able to watch the event grow each year!

The race was hosted by Chet Bucanan, and was tons of fun! Almost everyone came out and dressed up as their favorite superhero to help support the Candlelighters Kids and families. We cannot wait for next year’s event to help this great cause even more!

The Candlelighters foundation was started to help support children who’ve been diagnosed with cancer. They focus on helping children from birth to 21 years of age who are living or being treated in Nevada. The Foundation was founded by two families who had children that were being treated for cancer. The hope of the foundation is to help families in these situations find strength, comfort, and knowledge by coming together in a time of need.

What started with a dedicated group of volunteers has grown into a strong force of full-time employees who help 100 families each month, and as much as 600 families throughout the year. There is no fee or membership that is required to receive comfort and help from the Candlelighters. All families in the area who are dealing with childhood cancer are eligible for the services that they offer.

For more information about the race, or to learn about how you can donate to this great cause, contact All Nevada Insurance.

Round 5: Knockout Cancer for Candlelighters Kids

Posted on by TheSph3r3

On Friday, October 3, 2014, we once again sponsored and coordinated our annual unarmed combat charity event that raises money and awareness for local kids battling cancer through Candlelighters Childhood Cancer Foundation of Nevada. We had another successful event thanks to all involved in putting it on. This year, the event included not only MMA and Boxing, but Kickboxing and Grappling. To date, the event has generated more than $133,000. We are already excited to start planning next year’s Round 6: Knockout Cancer for Candlelighters Kids!

Tips To Keep Your Kids As Safe As Possible This Halloween

Posted on by TheSph3r3

Halloween is a great holiday for all ages but some parents tend to get nervous around Halloween time because of the many dangers it can pose to younger children. There’s no need to fear, your kids can still get their Halloween thrills and you can make sure they’re safe in the process with these Halloween safety tips!

  • Make trick or treating at night safer by using reflective tape on your kid’s costumes. Make sure to supply your kids with a flashlight and have them walk instead of run from house to house. Instruct your kids and their friends to stay on the sidewalk facing traffic while trick or treating.
  • Avoid trick or treating accidents by checking to make sure that every part of the costume fits well and isn’t blocking your child’s vision. Make sure nothing is dangling that could result in your child tripping or falling. All costume accessories should be flexible, short, and soft to avoid any accidents.
  • Your kid may want their costume to look as real as possible, but as a parent their safety should be your priority. Check the makeup your child is using to avoid any rashes or skin irritations and avoid any possible eye irritation that could result from decorative contacts.
  • Keep your kids safe while trick or treating by only allowing them to enter homes that are well lit and owned by adults that you trust. Instruct your kids to stay away from dark houses and to never accept rides home from strangers.
  • Check the treats your kids get to make sure there are no choking hazards and that nothing has been tampered with. Steer clear of any homemade looking treats and make sure all candies are unopened.

All Nevada Insurance wants is to make sure you and your children stay as safe as possible this Halloween. We’re a full service insurance agency with over 70 years of experience in Las Vegas, Nevada dedicated to finding our clients the coverage they need. We specialize in auto insurance and homeowners insurance. Contact us today to get started on your policy!

The Trick To Finding The Right Homeowners Insurance

Posted on by TheSph3r3

Finding the right homeowners insurance can be tough for any homeowner. The trick to finding the best homeowners insurance for you is being an informed consumer and asking the right questions. Find the right insurance policy by asking these 4 questions while comparing home insurance rates.

  1. Ask about what the insurance policy does and does not cover. Homeowners insurance can be broad when it comes to the huge range of coverage offered. Take the time to go over certain scenarios that you could see happening to your home. Anticipating future damages ahead of time can help you discover the right coverage limit for you as well as any other additional insurance plans you may feel you need for the protection of your home.
  2. Find out how much of your stuff you need protected. A good way of doing this is with a home inventory checklist. That is a list of all of your valuable things including a cost of each item as well as how much it would cost to replace the item. Add up the assets of your home to know how high you should set your liability coverage limits.
  3. Discover how much would it cost you to rebuild your home. Dwelling coverage is the part of homeowners insurance that will handle any damage to the structure of your home. The protection in dwelling coverage is vital to your homeowners policy so make sure you have enough coverage by assessing the cost of damage.
  4. Check to see that the insurance company that you are working with is trustworthy. To find out if an insurance company is reliable or not, make sure to check the financial strength of the company and make sure that the company is licensed.

All Nevada Insurance can help you find the right amount of coverage for your homeowners insurance at the best cost. We have more than 70 years of experience in Las Vegas, Nevada So you can be rest assured that you can trust us with your policy. Contact us to get started with the protection of your home today!