Protect your Expensive Wedding Rings with a Jewelry Floater Insurance Policy

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Contact your local All Nevada Insurance agent to make sure you have adequate coverage for your wedding rings. A wedding is a special event you remember for many years, and when you and your spouse exchange wedding rings, you declare your love and affection.

If your wedding rings have monetary values exceeding $1,000, you will probably need to own a  jewelry floater insurance policy in addition to your homeowners policy. If you need a floater policy, have your wedding rings appraised by a jewelry appraiser before you buy the policy.

However, if your wedding rings have values that are less than $1,000, your current homeowners insurance policy may provide enough coverage. Remember that insurance coverage for your wedding rings does not include normal, everyday wear and tear. You cannot receive replacement money for your wedding rings due to scratches incurred while cleaning your home.

Consequently, the best approach is to guard your wedding rings with care. Remove them when using your hands for cleaning, washing dirty dishes or even cooking dinner. For more information about insuring your wedding rings in the Las Vegas, Nevada, area, please contact All Nevada Insurance.

Find Competitive Rates for the Most Expensive Cars to Insure

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Auto insurance is usually confusing and more expensive than most drivers can afford. Fortunately, agents like All Nevada Insurance find the best providers at competitive rates. Find out which cars are the most expensive to insure and where to get the best policies.

There is a science to why insurance costs more for some cars and not others. By far, SUVs rank the lowest in auto insurance premiums and likely because of the high safety factor in these vehicles. Providers review the max speed of a car and how appealing it is to thieves before quoting a rate. Generally, luxury cars like a Mercedes-Benz cost more to cover because the value is higher than a Honda. Supercars with faster speeds are more dangerous and pose higher risks for accidents.

Aside from speed and cost of the car, auto insurance premiums are higher for exclusive or collector automobiles. For instance, a classic 1970 Bonneville costs more to insure than a 2013 Nissan Murano because of how rare it is and is challenging to find parts and experts to repair. For more about competitive auto insurance rates in the state of Nevada, contact All Nevada Insurance now.

How and Why to Use Mobile Proof of Insurance

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Mobile devices are the new wave of technology and make just about everything more convenient than before. Now it is easier than before to show your proof of auto insurance when you get pulled over by police. This is beneficial for drivers who forgot to bring their insurance card or simply do not want this information accessible in the car. Now you will not have to get a ticket because you left your proof of auto insurance at home.

New regulations allow drivers to show proof of insurance without the paper copy. You can still use the physical copy if you wish but if a car thief steals your car, they also have your personal information. Many drivers get pulled over then realize they did not replace the new insurance card after renewal. But with mobile proof of auto insurance, you still have a backup copy wherever you go.

Drivers who want convenient mobile proof of coverage should choose an agent who has access to this service. Ask agents at All Nevada Insurance and see if you can use your mobile phone as proof of auto insurance in all of Nevada.

Wind Damage to Homes in the Las Vegas Area Warrants Homeowners Insurance Coverage

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If you live in an area that experiences severe wind storms, hurricanes or tornadoes, you may want to know if your homeowners insurance policy covers wind damage to your home. All Nevada Insurance provides homeowners insurance that covers wind damage.

If you feel you need an extra wind damage policy in addition to the coverage provided in your homeowners insurance policy, you may want to buy a Wind and Hail add-on. Insuring your home with a homeowners insurance policy means you will not need to pay for repairs or replacement costs in the event that a wind storm damages your house.

Speak with an All Nevada Insurance agent to find out which type of homeowners insurance coverage offers the best policy for optimal protection of your property. Whether you live in an older home or a brand new home, All Nevada Insurance Homeowners insurance coverage gives you peace of mind in case of unexpected damage due to wind.

Remember that you can always get a quote when you visit the official All Nevada Insurance website. For more information about homeowners insurance coverage and wind damage in the Las Vegas, Nevada, area, please contact All Nevada Insurance.

 

Be Sure to Insure and Winterize Your Boat Properly

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Having a boat can be great fun in the summertime, but it’s not as fun in the winter. Before the weather gets too cold, make sure you winterize your boat. You’ll want to protect it from the elements with a good cover or place it in dry dock. Also, make sure you winterize the engine correctly so you don’t have to worry about damage while it sits through the cooler months.

You also need to have the right insurance on your boat. There’s no need to pay too much, especially when the boat isn’t getting used. Don’t just drop the insurance, though, because you still need to make sure your boat will be protected from damage even when it’s not out on the water. By talking to your agent, you can get great options for minimal expense and keep your boat protected all year long.

For more information on boat insurance as the seasons change in the Las Vegas area, contact All Nevada Insurance today.

Pumpkin Recipe Galore for Fall Fans

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Nothing says fall better than a pumpkin infusion. Whether you prefer a pumpkin spice latte, pumpkin pie or a bowl of roasted pumpkin seeds, you’ll find inspiration from these pumpkin recipes. Start the day with a pumpkin pie smoothie, featuring an array of healthy and tasteful ingredients. Blend pumpkin puree, pumpkin pie spice, vanilla extract and frozen mango chunks in a cup of milk for a refreshing and healthy start to your morning.

For lunch, add pureed pumpkin to your favorite mac and cheese recipe for a nutritional enhancement. Perfect for fall, this recipe is a great way to increase the vitamins and minerals in your meals. A sugar pumpkin sliced in half with seeds removed bakes perfectly for a side dish of caramelized pumpkin. Top with cinnamon and butter, or opt for a savory sensation by mixing it with hummus for dipping.

For dessert, include pumpkin puree in your favorite cupcake recipe. Sprinkle pumpkin pie spice or drizzle maple syrup over the top of the frosting for a flavorful finish. Pumpkin cookies are made moist by the addition of pumpkin puree, while nutmeg and cinnamon add a spicy punch. Here at All Nevada Insurance we love all things fall and especially pumpkin. If you would like more information on how to purchase home, health, auto or business insurance as a resident of the Las Vegas, Nevada area, contact All Nevada Insurance!

Breast Cancer Awareness Month

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October is breast cancer awareness month. For people who have had or are currently battling breast cancer, it’s a time to reach out to others and remind them about mammograms and other procedures which can save lives. Many people who have had friends or relatives with cancer also join in during this time, in an effort to spare another family the pain of losing a loved one to a terrible disease.

While it’s not always possible to cure breast cancer, early detection is the key to having the best chance of survival. It’s very important that women are aware of their breast health, and that they work toward educating other women who may not know the dangers or realize how important it is to have regular checkups for their breast health. Understanding the importance of finding problems early can help save a lot of lives.

For more information on breast cancer awareness month and having the right insurance to protect you if you fall ill in the Las Vegas area, contact All Nevada Insurance today.

Keep the Kids Safe When Buying an ATV

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An ATV is fun for kids and adults, making it a great addition to the family toy list. While exciting and adventurous, an ATV is deadly and dangerous when handled incorrectly. Even when handled properly, a malfunctioning ATV can cause serious injury or fatalities so always exercise extreme care with this powerful toy. It is always better to exercise caution but the most important thing to do is review your insurance policies.

Homeowners’ insurance providers include different coverage with standard policies. Never assume that your current policy will cover everything that happens in the home. You can add the ATV as a scheduled item to your policy. This means that if your standard policy does not cover related expenses then the added coverage will.

An ATV is quite expensive so consider adding it to your current insurance policy. Although it is just a toy, damage and repairs are costly to fix. Before letting your kids ride the ATV, go through safety precautions like speed limits with them. To schedule an item to your policy, contact All Nevada Insurance for options in the Nevada area. 

A Scary Vegas Halloween Celebration

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Halloween is right around the corner, and for the young at heart the place to enjoy a Halloween celebration is in a place that knows how to throw a party and that’s Vegas.

Las Vegas will offer up special Halloween celebrations at all of their local hotels and many of the local restaurants. Here are a few of the many Halloween themed Vegas events that will be taking place during the month.

Costume Contests

A few of the costume parties being thrown during October and even into November include a $20,000 costume contest being thrown by the Bellagio Bank on November 3rd, a three day Halloween celebration will take place at Carlo’s n Charlies at the Flamingo. This three day event features a Masquerade Ball, contests and other events from October 31st through November 2nd.

Frightful Experiences

For that zombie experience head on over to the Paris Las Vegas and take a chance on the Eiffel Tower experience if you dare. There will be zombies acting as tower ambassadors, scary décor and devilish surprises.

Forget the movie; be a part of the live experience that has everyone talking, Evil Dead 4D the musical event at Miracle Mile, where for a price…on a Friday or Saturday night you can see why critics and fans alike say this is the one musical painting the Vegas strip bloody.

Las Vegas residents may find it frightful when they have questions without answers about their concerns over the right insurance, but if they just picked up the phone and contacted All Nevada Insurance, they wouldn’t be quite so frightened.

Halloween Tips for Homeowners

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Every year homeowners put themselves at some degree of risk by hosting Halloween parties and by handing out Halloween treats to neighborhood kids. Here are some safety tips for homeowners who want to minimize those risks.

  • Keep the exterior of your home well lit.
  • Remove any decorations that may impair the path of guests or visitors.
  • Keep wet leaves from accumulating on walkways.
  • Only hand out factory packaged candies and treats.
  • Have a plan for Halloween party guests who may drink too much alcohol.
  • Keep your pets away from guests and trick-or-treaters.
  • Don’t use candles in jack-o-lanterns. Use glow sticks or a battery operated light  instead.

Of course if you have little trick or treaters yourself, you’ll want to make sure costumes fit well and they can see clearly through masks. Check their candy and provide glow sticks or flashlights when they go out. Also make sure they are accompanied by an adult.

All Nevada Insurance wants to make sure you are covered. Contact us for a no obligation homeowner’s insurance policy review today!