Ready Your Business for Winter Weather

Winter Business Insurance Las Vegas NV

Take precautions to protect your business from winter weather.

Winter-related damages can affect any business, regardless of the type or size of the commercial property. While Las Vegas, Nevada isn’t known for its ice and snow during winter, the weather can take a turn for the worse. Some of the most common types of problems occur from colder temperatures, rain, wind, and ice. As a business owner, you’ll want to protect your property before the winter hits and the risk of damage increases.

Prepare now to avoid damage later:

When a business can’t function properly, profits are affected. When cold weather damages occur, business owners and managers are left dealing with repairs and downtime, rather than running their business. Taking preventative steps while the weather is warm is ideal!

  • Before the cold weather sets in, drain water from all systems and equipment not needed in winter months. This should include air conditioning units and landscape sprinklers.
  • Inspect the exterior of the building for gaps and seal appropriately to prevent rain and debris from getting inside.
  • Check for repair damages to the roof. Make sure gutters are free from debris and in good condition, and that downspouts are intact and draining in areas away from foot traffic.
  • Trim tree branches and landscape that might come in contact with the building in the event of strong winds.
  • Make sure the heating system has enough fuel for expected conditions and a backup in case of an emergency.
  • Ensure that your heating system is in good working condition for the cooler months!
  • When it rains, be sure that the building’s floors are wiped and kept dry. You could be held liable for damages if an employee or guest slips and falls on the wet floor.
  • Calculate the cost of business interruptions for one week, one month, and six months so you know how to prepare.
  • Review your business insurance policy!

Your business insurance is there to protect your company throughout the entire year, whatever the weather. From liability coverage to business interruption protection, discuss your needs and wants with your insurance agent. The professionals at All Nevada Insurance, serving Las Vegas and neighboring cities, are here to secure the right protection for your business for winter and beyond!