In Nevada, motorcycle owners and operators must obtain the same amounts of insurance coverage for liability as automotive owners and drivers. The state sets minimum coverage requirements, which it last updated on July 1, 2018. At All Nevada Insurance Inc., we want our Las Vegas, NV, clients to understand what motorcycle insurance they legally must carry and what options they have to enhance their insurance coverage.

Legally Mandated Motorcycle Insurance Coverage

Nevada requires both bodily injury liability and property damage insurance coverage for every driver or motorcycle operator. The minimum insurance amounts include the following:

• Bodily injury coverage in the amount of $25,000 per person per accident
• Bodily injury coverage in the amount of $50,000 for all persons per accident
• Property damage coverage in the amount of $20,000 per accident

Without this 25/50/20 policy, you couldn’t legally ride your bike in Nevada.

Smart Ways to Add to the Minimum Required Insurance

Adding to the minimums helps to increase the protection insurance provides for your financial security. You help your policy better protect you by increasing coverage amounts for bodily injury and property damage.

MedPay Coverage

No at-fault party exists in a single-vehicle accident, such as when a deer runs out in front of you. Deer are notorious for not carrying insurance. Adding medical payments (MedPay) coverage to your motorcycle policy provides payment for your medical expenses caused by an accident and those of anyone riding with you.

Collision Coverage

Collision coverage pays for repairing damage to your bike caused by any type of collision, including deer. You pay a deductible that you choose when you purchase your policy; then, the insurance picks up the rest of the bill – up to your coverage limit, which you also choose.

Comprehensive Coverage

Comprehensive coverage protects you from financial loss if your bike gets stolen or damaged by weather events or other unforeseen circumstances. Things like wind, tree limbs, wildfires, house fires, and vandalism all fall under the coverage of comprehensive policies.

Uninsured/Underinsured Motorist (UM/UIM)

Nevada offers uninsured and underinsured motorist insurance options. Not every state allows insurers to sell this option. This policy pays for your and your passenger’s medical costs if the at-fault driver or rider does not carry insurance or does not carry enough insurance to cover your loss (medical bills) fully.

Contact All Nevada Insurance Inc. Today

Let All Nevada Insurance Inc. help you navigate Las Vegas, NV, streets more carefully and safely with motorcycle insurance that ensures you can afford the medical care you need if involved in an accident. Contact us today to start your coverage.

If you own a classic vehicle, it is probably more than just a car to you. Most people consider their classic cars to be both a hobby and an investment. This is why you must have the right insurance in place for these vehicles. All Nevada Insurance Inc can help you find the right insurance products in Las Vegas, NV, and the surrounding areas. Keep reading to learn more. 

Is Regular Auto Insurance Good Enough For Classic Cars?

The short answer is no. It would be best if you considered placing classic car insurance on your classic car. There are several reasons why you should consider this option. 

Classic cars are valued differently than regular vehicles. This can make it challenging to get a standard auto policy that provides the appropriate coverage. When classic cars are valued, many other factors are taken into consideration. For instance, the work and investment into the car’s restoration should be considered. Another thing that should be considered is the vehicle’s value in collector markets. 

How Much Coverage Do I Need?

When you sit down with one of our insurance experts, they can help you determine how much coverage is appropriate for the type of car you have. This is a beneficial service that can ensure you have precisely the insurance product you need. 

What Happens Without Classic Car Insurance?

If you choose to use regular auto insurance for your classic car, you might lose money on your investment should something ever happen to the vehicle. 

To learn more about classic car insurance, please get in touch with us at All Nevada Insurance Inc, serving Las Vegas, NV, and the surrounding areas. 

Recreational activities are a great way to bond with loved ones and have fun. These moments can turn into a nightmare when an accident occurs. Any accidents can lead to damage and significant financial loss as you try to fix them. That is why we ensure you enjoy your moments at All Nevada Insurance Inc. by giving you recreational insurance coverage. This insurance coverage helps ensure you, your family, and your equipment are fully protected, regardless of the season. Contact us today to get your policy if you are in Las Vegas, NV. Our excellent customer service ensures our clients get the information and coverage they need.

Types of Recreational Insurance You May Need

As a fan of outdoor activities, especially in Las Vegas, NV, you must look for a policy covering you and your family. There are various types of recreational insurance that you may need, as highlighted below.

Boat Insurance

One of the outdoor activities that you can enjoy is using a boat. Since this is a considerable investment, you must be covered from damage, loss, and theft. Irrespective of the size of your boat, having boat insurance will ensure you don’t get into financial loss in case something happens.

RV Insurance

If you are planning a driven family vacation, contact us at All Nevada Insurance Inc. to get your insurance coverage. This will ensure you are prepared for loss, unique repairs, damages, and liability that come with a motorhome. Also, if you have a camper, fifth wheel, or travel trailer, let us help you find the right policy for your needs.

Golf Carts 

Another exciting policy to consider is Golf cart insurance that protects you against liability, damage, and theft. If you are in Las Vegas, NV, this will ensure you enjoy your game without worrying.

Call All Nevada Insurance Inc. Now

There are many recreational insurance policies that we can cover for you to ensure you enjoy your outdoor activity. Call us today. We might surprise you with great deals.

As motorcyclists, we often take our lives into our hands whenever we get on the bike. We must stay safe and protect ourselves in any way possible, so wearing a helmet is important. At All Nevada Insurance Inc., we care about the safety of everyone on the road in the Las Vegas, NV area, especially that of motorcyclists. 

A good quality helmet can help protect against serious head injuries if you are involved in an accident. The right fit and material will ensure your head stays secure even at high speeds or during a collision. It provides vital protection, and helmets also increase visibility while riding and make you more visible to other drivers on the road. 

In addition to providing protection in case of an accident, wearing a helmet can also improve overall comfort while riding. Many riders find that their helmets reduce wind noise, protect their eyes from dust, bugs, and debris, and keep the rider cool during hot days by providing ventilation. 

Overall, wearing a helmet is one of the most important safety measures for motorcyclists to adopt when on the road. Wearing a well-fitting helmet protects your head, increases your comfort level while riding, and makes you more visible to other drivers. Don’t take any chances with your safety—wear a helmet every time you ride!

Call All Nevada Insurance Inc. today for more safe riding tips. We proudly serve the Las Vegas, NV area and are happy to help keep you safe while on the road, whether that means you are on four wheels or two. 

If you’re a classic car owner in Las Vegas, NV, you understand the value of protecting your ride. There is insurance specifically designed for classic cars, and it can provide you with more substantial coverage than standard auto insurance.

What is Classic Car Insurance?

Classic car insurance differs from regular auto insurance because it offers specialized coverage for vehicles older than 25. It also has benefits tailored to classic cars, like agreed-upon value coverage and roadside assistance in case your vintage ride breaks down on the side of the road. This type of insurance considers the true value of your classic car, not just how much it would cost to replace it. When determining the premium rate for a policy, insurers will consider factors such as vehicle use, driving distance, and the car’s condition.

Benefits of Classic Car Insurance

Classic car owners who opt for specialized coverage receive many benefits that standard auto policies don’t offer. Agreed-upon value coverage means that if your vehicle gets damaged or stolen, you will get paid based on an agreed-upon amount—not just what it would cost to replace it with another car.

Limits of Classic Car Insurance

Your coverage comes with limited miles—typically no more than 7,500—per year. Your policy will also require you to store your car in a secure and protected environment to receive full coverage. Ask your All Nevada Insurance Inc. representative for more information.

If you own a classic car in Las Vegas, NV, and want to ensure its future protection with specialized coverage specific to vintage vehicles, contact All Nevada Insurance Inc. Our knowledgeable agents are ready to find a policy tailored to meet your needs without breaking your budget! Don’t wait—protect your custom ride right today!

For RVers, winter weather can be a big challenge. All Nevada Insurance Inc. knows even the winters in Las Vegas, NV can be harsh, not to mention out-of-state locations you plan to visit. But with some planning and preparation, you can keep your RV safe during cold weather. Here are some tips to help you get started.

Why you should prepare your RV for cold weather

There are a few reasons why you should prepare your RV for cold weather. First, it will help keep you and your family warm. Second, it will prevent your pipes from freezing and bursting. Third, it will help keep your RV’s battery from dying. Lastly, it will help you avoid costly repairs in the future.

How to insulate your RV for winter

One way is to use RV insulation panels. These can be placed on your RV’s ceiling, walls, and floor to help keep the heat in. Another way to insulate your RV is to use weatherstripping to seal any gaps around doors and windows. This will help prevent cold air from escaping and warm air from escaping. Finally, you can also use blankets and curtains to help insulate your RV.

How to winterize your RV plumbing

To start, add RV antifreeze to your freshwater tank. You can do this by pouring it into a clean container and then using a funnel to pour it into the tank. Fill the tank until the antifreeze is about an inch from the top. Then, open all the faucets in your RV and run the water until you see the antifreeze coming out.

Once the antifreeze is running through all the faucets, turn off the water heater and disconnect the water heater’s power source. Then, open the pressure relief valve and drain the water from the tank. Finally, close all the faucets and store your RV for the winter.

All Nevada Insurance Inc. in Las Vegas, NV specializes in RV insurance. Cold weather can be brutal on your RV, so contact us for all your insurance needs. We’re here to help you!

Motorcycle insurance is a worthwhile investment to protect you and your bicycle from accidents. However, if you only have standard bike insurance, it may not give you protection in certain instances. In insurance, there are “riders” or “add-ons” you can consider to boost your primary coverage. All Nevada Insurance Inc. in Las Vegas, NV looks at four common add-ons you can consider for your motorcycle insurance.

Umbrella Insurance

While no one likes accidents, they are part of life. Regrettably, if you are at fault for an accident, you may be responsible for bodily injury and property damage. While conventional liability coverage should protect you in such instances, it’s likely to fall short when faced with significant liability claims. For such cases, umbrella insurance comes to your rescue to pick up where your underlying coverage leaves off.

Personal items coverage

If you lose your helmet, riding gear, or any other personal asset, your motorcycle insurance won’t cover the loss. Unless you have renters or home insurance, you will have to pay for the loss from your pocket. However, you can invest in personal belongings to cover your personal stuff.

Roadside assistance

Your motorcycle can stall while miles away from your home. While this can be frustrating, you can manage the situation better if you have roadside assistance. This coverage bails you out when you have a flat battery, puncture, or other minor breakdowns.

Zero depreciation

If your two-wheeler is totaled or stolen, your insurer will compensate you less the depreciation amount. If you were to replace your bike with a similar one, you would have to pay the difference from your pocket. You can cushion yourself from depreciation by purchasing a “zero depreciation” policy.

Want to learn more about motorcycle insurance? Want to buy a motorcycle insurance policy in Nevada? If you are in Las Vegas, NV, please consider All Nevada Insurance Inc. for all your motorcycle insurance needs.

Are you a classic car owner in Las Vegas, NV? All Nevada Insurance Inc. recommends reviewing your classic car insurance policy to ensure you have the best protection possible. Here are a few things to keep in mind when reviewing your policy.

Check for Any Updates to Your Classic Car’s Value.

The value of your classic car may have changed since you last reviewed your policy. Check for any updates to your classic car’s value and update your policy accordingly. This will ensure you have the right coverage in case of an accident or theft.

Make Sure All Drivers are Listed on Your Policy

One common mistake classic car owners make is forgetting to list all drivers on their policy. If you have multiple drivers who will be driving your classic car, make sure they are all listed on your policy. This will ensure they are covered in case of an accident.

When You No Longer Drive Your Car

If you no longer drive your classic car, you may be able to lower your insurance rates. Be sure to let your All Nevada Insurance agent know if you will no longer be driving your classic car so they can adjust your policy accordingly.

Review Your Policy Every Year

Even if you don’t change your classic car or driving habits, reviewing your policy every year is a good idea. This will ensure you are still getting the best coverage for your needs.

All Nevada Insurance Inc. in Las Vegas, NV is here to help if you have any questions about reviewing your classic car insurance policy. Our experienced agents can help you find the best coverage for your needs and budget. Contact us today to get started.