My Account
Our Locations
It’s very common for summer in Las Vegas, NV, to push past 110 degrees regularly. And pavement temperatures? Even hotter. You feel every bit of it. And so does your motorcycle.
If you’re out riding in this kind of extreme heat, you need to know how it affects your motorcycle. And not just because you love your bike. The fact is, if you have mechanical failure, you’re at greater risk of having an accident or another roadside emergency.
How Heat Breaks Down Your Bike
Extreme temperatures put nearly every part of your bike under extreme stress.
- Tire sidewalls get weak faster when they’re constantly baking on hot asphalt.
- Underinflated tires can blow without warning when you’re cruising down I-15 or US-95.
- Brake fluid gets less effective in sustained heat. Especially on long downhill stretches.
- Coolant systems in liquid-cooled bikes are working overtime.
- Air-cooled engines can overheat in minutes in stopped traffic on the Strip or Flamingo Road.
So that’s what heat can do to your bike. In other words, a lot can go wrong in Las Vegas heat.
If any of these issues cause an accident, you need to be crystal clear on what your motorcycle insurance policy covers. All Nevada Insurance Inc. can help you protect yourself in the worst-case scenario.
Motorcycle Insurance Requirements in Nevada
The state of Nevada requires you to have liability on every motorcycle you have registered. Liability coverage pays for someone else if they’re injured or their property is damaged and you’re at fault. It doesn’t cover damage to your bike.
If heat-related mechanical failure causes you to have a wreck, having collision coverage can help you pay for repairing your bike or replacing it if it’s totaled. But mechanical problems like an overheated engine or failed cooling systems are usually going to be treated as wear and tear. So insurance won’t cover that.
Why the Right Kind of Motorcycle Insurance Is Important
A breakdown on a 115-degree afternoon on the 215 Beltway can turn into a lot more than an inconvenience. Accidents can happen in a split second. Having a motorcycle insurance policy that covers you with other drivers is the law, but having one that also helps you replace your own bike can be a lifesaver.
Talk to Someone Who Knows Las Vegas, NV, and Motorcycle Insurance
The middle of July is the wrong time to figure out exactly what type of motorcycle insurance you have. Call All Nevada Insurance Inc. today, and someone will help you go over your policy to make sure it works for how you actually ride.
