Springtime Boat Check

Posted on by TheSph3r3

Has your boat been out of commission for the winter? Whether you sail or drive, these tips can help you get your craft ready in time for warm weather.

1. If you have a powered craft, check the engine and props for signs of decay and corrosion. If you’re not sure what to look for, have a qualified boat mechanic perform an inspection.

2. If you have a sailboat, check the rigging and fittings for cracks, rough spots or rust. Inspect the sail cloth for holes, tears or frayed areas.

3. Make sure belts, cables, hoses and clamps fit closely and show no signs of wear or brittleness.

4. Inspect the hull for cracks, thin spots or blisters. Have the hull repainted, sanded and filled as needed.

5. Check all life preservers and other safety equipment for damage or decay.

6. Make sure stoves and any other electrical equipment is held firmly in place and shows no sign of corrosion.

7. Refill or replace fire extinguishers. Be sure you have the recommended extinguishers for your boat.

8. Top off or replace all fluids, including steering, engine oil, power trim reservoirs and coolant.

 

All Nevada Insurance can help Las Vegas residents with their insurance coverage needs. To learn more, contact us.

Tomato Tulip Recipe

Posted on by TheSph3r3

With the coming of spring, you may be ready to stop eating the comfort food and start adding some lighter, fresher fare to your diet. This recipe for Tomato Tulips is the just as pretty as it is tasty. The tulips will also add a bit of color and interest to your Easter dinner table.

Tomato Tulips

12 grape tomatoes, washed

8 ounces cream cheese, softened

1/4 cup minced sweet onion

1 tsp salt

13 green onion tops, washed and dried

In a small bowl, blend the cream cheese, salt, and sweet onion. Set the cream cheese mixture aside.

With a sharp knife, cut a cross in each tomato, extending 3/4 down the length of the tomato. Don’t cut all the way through the tomato. Remove the seeds from the interior of the tomato with a melon baller or a spoon. Gently press the tomato so that it will open up, creating a hollow in the center of the tomato. Fill the hollow with a spoonful of the cream cheese mixture. Cut a small slit in the bottom of each tomato. Insert a green onion into the bottom of each tomato to make a "stem" for the tomato tulip. Arrange the tomato tulips on a platter, and tie the stems together with the extra green onion top.

If you need information about insurance coverage in the Las Vegas, Nevada area, contact All Nevada Insurance today!

Turned Down? These Tips Can Help You Find — and Rent — a Great Home

Posted on by TheSph3r3

Feeling discouraged because your rental application was turned down? Here are some tips to help you find a rental home where you’ll feel welcome:

1. Understand the landlord’s position. Renters want the best possible place to live. Landlords want tenants who will pay the rent reliably and on time. If your income indicates you’ll struggle with budget issues in a higher priced dwelling, landlords are unlikely to give you the nod.

2. Be ready and willing to pay up front. Make it clear to the landlord or rental agent that you can pay the security deposit, credit check, first months rent, parking fees and any other upfront costs before you move in.

3. Know your credit history and be prepared to explain any blemishes. If you have past rental defaults, you’ll probably have to face some tough questions. If you have other credit problems, explain how you are managing them.

4. Be open and honest. If you attempt to hide credit issues or misrepresent your financial status, you may lose a fair chance to rent the property you like, and may find that the landlord is unwilling to consider an application in the future after your financial status improves.

All Nevada Insurance can help Las Vegas residents with their renters insurance and other coverage needs. To learn more, contact us.

 

Marriage, Work and Safety: Three Big Changes that Could Lower Your Auto Insurance Costs

Posted on by TheSph3r3

Did you know that changes in your life and upgrades to your vehicle could save you money on your auto premiums? Here’s how:

Marriage
If you add your spouse to your insurance policy, the rates you both pay could go down. Insurance companies view married couples as more stable and likely safer drivers.

Job Changes

Your insurance rates depend in part on how much you use your vehicle. If a job change means you commute fewer miles each day, or take public transportation, let your insurance company know.

Safety Upgrades
If you add a security system or update a safety feature (anti-lock brakes, airbags) on your vehicle, your insurance company may offer a discount.

Smoking Cessation

Insurance companies rate smokers as higher risks (yes, this applies to vehicle as well as health and life insurance). Notify your insurer if you stop smoking, and be prepared to offer evidence, such as a certificate from a smoking cessation course or nicotine patch prescription.

If you’d like to save more money on auto insurance, be sure to keep your insurer informed about

The amount of discounts can vary depending on your age, location, vehicle and driving history. An independent insurance agent can help you explore available discounts, and choose the best coverage for your needs.

All Nevada Insurance can help Las Vegas residents with their car insurance needs. To learn more, contact us.

Vegas Gets Up Early for Autism with 5th Annual 5K Race and Fun Walk

Posted on by TheSph3r3

When people from outside of the area think of Las Vegas their minds often jump to flashing slot machines, extravagant Vegas shows, and generous hotel buffets. Those of us who live in Las Vegas know the city has much more to offer than that, and so do the people. This becomes especially evident when you consider local events such as the 5th Annual 5K Race for Hope and Fun Walk which is being held this year on Saturday, April 26 from 7 a.m. to noon.

Every year thousands gather in Town Square in order to participate in the race. The $35 entry fee goes to help the 6000+ children Nevada who live with autism through community outreach, diagnostic, and support services.

At All Nevada Insurance, we’re proud of events in our community like the Autism 5K, and we’re here to provide support and share our knowledge about several insurance products available in Nevada, Colorado, California, Arizona, New York and Utah. Whether you need home, auto, life, heath, or business coverage we’re ready to draw on more than 70 years of industry experience to help you find the policies that are best for you and your family. Even in Las Vegas, there are some gambles you just don’t want to take.To learn more about your insurance coverage options in the Las Vegas area contact All Nevada Insurance today.

Everything’s Better In Vegas–April 2014 Events

Posted on by TheSph3r3

You know what they say… what happens in Vegas, stays in Vegas. But when you attend these April 2014 events, we’re betting you’ll want to tell everybody.

  • Clark County Fair & Rodeo: April 10 – 13, 2014 at the Clark County Fairgrounds. Ticket prices are $9 for adult tickets, $7 for both senior adults and children. The Clark County Fair gets started at 10 AM each day and lasts well into the evening.
  • 22nd Annual Las Vegas City of Lights Jazz and R&B Festival: Come out to the Clark County Government Amphitheatre on April 25 – 27, 2014 for the best in jazz and rhythm and blues artists. Tickets to this popular event cost either $95 or $155 for adults, $25 for ages 13 – 17, children 12 and under get in free.
  • Brian McKnight: One night only, April 5th at 8:30 PM, R&B crooner Brian McKnight takes the stage at the Eastside Cannery Casino Hotel. Tickets range from $19.95 – $45.95.
  • Britney: Piece of Me: Britney Spears’ highly-publicized concert series runs from April 25 to May 17, 2014 at the Planet Hollywood Resort and Casino. Tickets range from $66.50 – $194 each.

You’ll probably travel to these events in your automobile (or a rental); therefore, allow the experienced insurance professionals at All Nevada Insurance to review your coverage and provide you with a free, no-obligation auto insurance quote. Contact them today!

 

Home Maintenance Chores for Spring

Posted on by TheSph3r3

After you’ve gotten your home all clean and sparkling with your spring cleaning, you may want to tackle these home maintenance chores.

1. HVAC Maintenance

Go ahead and make an appointment with your local HVAC company to have your unit inspected and maintained. The technician will lubricate all the moving parts, check the thermostat, check the coolant levels, and give everything a good cleaning. If you do this now, your unit will be ready to go when the first hot day of summer arrives.

2. Filters

You probably already change the filters regularly in your furnace. However, there are other large appliances that have filters that should be changed or cleaned regularly. Check your vacuum cleaner, dishwasher, refrigerator water filter, and air purifier to make sure that you have maintained the filters on these units. Doing this small chore will improve the efficiency of these appliances and make them last longer.

3. Drain the Hot Water Heater

Hard water can ruin the heating elements in your hot water heater. However, you can mitigate this damage by draining your hot water heater once or twice a year. Turn off the power and the water supply to the hot water heater. Attach a garden hose leading outdoors to the faucet on the bottom of the hot water heater. Open the faucet, and let the tank drain. When the water stops running, close the valve, detach the hose, and turn the water and electricity back on.

If you need more information about your homeowners insurance coverage in Las Vegas, Nevada, contact All Nevada Insurance today!

Flu Shots Are Great Preventive Care

Posted on by TheSph3r3

No one likes to get sick. Getting the flu can mean a week or more away from work in addition to feeling tired, achy and just plain lousy. Having a flu shot before flu season is one of the best short term preventive care decisions you can make.

It takes about two weeks from the time you have a flu shot until your body builds up an immunity against the disease. A shot helps to protect you for around three months and it is advisable to only have one flu shot a year. Flu shots are effective between 70-90% of the time for healthy adults. The vaccine is not as effective for young children and the elderly.

Flu shots are sometimes covered under health insurance. To learn more about how getting the right healthcare coverage can keep you healthy throughout the year, please contact All Nevada Insurance, located in Las Vegas.

Live in Las Vegas? Life Insurance Is a Must

Posted on by TheSph3r3

If you live in the city of Las Vegas, you’re a prime candidate for life insurance. The high mortality rate in Las Vegas increases the importance of having life insurance to ensure that your family will be provided for in the event of your unexpected death.

Despite the city’s glamorous appeal, Las Vegas can be a dangerous place to live—homicide rates increased by 50% within the first three months of 2013. The large influx of visitors throughout the year contributes to the auto accident mortality rate. In addition, Las Vegas has a 50% higher suicide rate than any other city in the country. Depression is also on the rise due to excessive gambling losses.

These reasons and more make it imperative for residents to protect the future of their families with life insurance coverage. Life insurance offers tangible financial security for loved ones when you pass on. You can have greater peace of mind that your family will be well taken care of after you’re gone.

Life coverage can be personalized to meet your needs and budget, making it a viable financial option. Find out more about life coverage options and plans in Nevada by contacting All Nevada Insurance located in Las Vegas.

Las Vegas Police Change Fender-Bender Policy

Posted on by TheSph3r3

Beginning March 3, 2014 Las Vegas police changed the policy on fender-bender accidents to free up Metro’s police force.  Per Sheriff Gillespie, Metro’s force continues to be "stretched to its limits". By changing the fender-bender policy, it is estimated that 250 hours per week will be available for officers to perform essential duties.

 

There are now 30 fewer traffic officers than there were just 18 months ago. Metro reported that minor traffic incidents/accidents are consuming excessive amounts of time when severe crashes and fatalities deserve urgent attention.

 

With the change, police are no longer required to respond to minor property-only incidents. Drivers involved should still exchange information.  They should also file an accident report within 10 days of the incident.  Metro’s police force will now have more time to apply their efforts in reducing traffic fatalities.

 

Do you need auto insurance? Contact All Nevada Insurance for full coverage and low rates. We have over 70 years of experience and have complete knowledge of the industry. We are one of the most trusted brokers, providing a full range of insurance and financial services. All Nevada Insurance cares about you and your family and we maintain excellent communication.  As a full service agency, we are fluent in Spanish and are prepared to find the best protection for your situation.